HDFC Mutual Fund has launched a new equity fund of funds (FoF) scheme — HDFC Diversified Equity All Cap Active FoF, open for subscription from 10th September to 24th September 2025. With a very high-risk profile, this NFO seeks long-term capital appreciation by investing in units of domestic equity-oriented schemes spanning large-cap, mid-cap, and small-cap market segments.
Key NFO Details
| Detail | Information |
| Fund Name | HDFC Diversified Equity All Cap Active FoF Direct – Growth |
| NFO Period | 10 Sep 2025 to 24 Sep 2025 |
| Allotment Date | 29 Sep 2025 |
| Category | Equity – FoF |
| Risk Level | Very High |
| Fund Type | Open-ended |
| Benchmark | NIFTY 500 TRI |
| Minimum Investment | ₹1,000 (lumpsum), ₹500 (SIP) |
| Exit Load | Exit load of 1%, if redeemed within 1 year |
| Short-term capital gains (STCG) | Returns are taxed at 20% if you redeem before 1 year |
| Long-term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Investment Objective
The scheme aims to:
• Generate long-term capital appreciation by investing in units of equity-oriented schemes across various market caps.
• Provide investors access to a diversified equity portfolio through a single fund, thereby reducing the complexity of managing multiple individual schemes.
This approach is suitable for investors willing to take a very high risk in pursuit of potentially superior long-term returns.
Also Read:
- Union Diversified Equity All Cap Active FoF NFO: A High-Risk Equity FoF Opportunity for 2025
- SBI Dynamic Asset Allocation Active FOF NFO: A High-Risk Fund of Funds Approach for 2025
- Axis Nifty500 Quality 50 Index Fund NFO: A Quality-Driven Index Strategy for 2025
- Edelweiss Multi Asset Omni Fund of Fund NFO: A Diversified Approach to Investing for 2025
- Bandhan BSE India Sector Leaders Index Fund NFO: A High-Risk Index Investment for 2025
How Does This Compare with the Category?
While this is a new fund with no performance history, the category average has been:
| Time Period | Category Avg. Returns (CAGR) |
| Since Inception | 3.18% |
Investors can use this as a benchmark to evaluate the potential competitiveness of this NFO once it starts operating.
Should You Invest in This NFO?
Investing in this NFO makes sense if:
• You are looking for very high-risk exposure across diversified equity schemes.
• You trust HDFC Mutual Fund’s fund management expertise.
• You prefer accessing a diversified equity portfolio through a single investment.
However, note that NFOs have no past performance record, so they are better suited for informed or risk-tolerant investors.
About HDFC Mutual Fund
HDFC Mutual Fund manages ₹8,37,348 Cr AUM (as of June 30, 2025) and offers a variety of high-performing equity funds, such as:
| Fund Name | AUM | 1Y Returns | 5Y Returns |
| HDFC Infrastructure Fund | 2,540 Cr | -3.76% | 33.98% |
| HDFC Small Cap Fund | 36,353 Cr | 0.10% | 32.11% |
| HDFC Mid Cap Fund | 83,847 Cr | 1.42% | 30.14% |
| HDFC Focused Fund | 21,456 Cr | 7.16% | 29.53% |
| HDFC Flexi Cap Fund | 80,642 Cr | 6.10% | 29.04% |
| HDFC Large & Mid Cap Fund | 26,406 Cr | -1.96% | 26.39% |
The fund house’s consistent performance across its equity offerings adds credibility to this new NFO.
Final Thoughts
For investors looking to diversify their equity portfolios in 2025, the HDFC Diversified Equity All Cap Active FoF NFO may be a suitable option, especially for those seeking very high-risk, long-term growth through a fund of funds strategy.
Before investing, review the scheme document carefully and consider your financial goals, risk appetite, and investment horizon.
