Bajaj Finserv Mutual Fund has launched a new hybrid scheme — Bajaj Finserv Equity Savings Fund, now open for subscription from 28th July to 11th August 2025. With a moderate risk profile and a balanced allocation strategy, this NFO aims to generate capital appreciation and income by investing in equity, arbitrage opportunities, and fixed income instruments.
Key NFO Details
| Details | Information |
| Fund Name | Bajaj Finserv Equity Savings Fund (Direct – Growth) |
| NFO Period | 28 July 2025 to 11 August 2025 |
| Allotment Date | 19 August 2025 |
| Category | Hybrid – Equity Savings |
| Risk Level | Moderate |
| Fund Type | Open-ended |
| Benchmark | NIFTY Equity Savings TRI |
| Minimum Investment | ₹1,000 (lumpsum), ₹500 (SIP) |
| Exit Load | Exit load of 0.25%, if redeemed within 7 days |
| Short-term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long-term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Investment Objective
The scheme seeks to generate capital appreciation and income by investing in equity and equity-related instruments, arbitrage opportunities, and fixed income instruments (including debt, government securities, and money market instruments).
How Does This Compare with the Category?
| Time Period | Category Avg. Returns (CAGR) |
| 1 Year | 6.73% |
| 3 Years | 9.96% |
| 5 Years | 9.70% |
| 7 Years | 9.63% |
| 10 Years | 9.05% |
| 15 Years | 8.75% |
| Since Inception | 8.39% |
Should You Invest in This NFO?
Investing in an NFO makes sense if:
• You want moderate-risk exposure with a mix of equity, arbitrage, and debt instruments.
• You are looking for balanced income and growth potential.
• You believe in Bajaj Finserv Mutual Fund’s fund management expertise.
However, NFOs lack past performance records, so they are best suited for investors comfortable with the associated risks.
Also Read:
- ICICI Prudential Active Momentum Fund NFO: Capturing Market Trends for Growth
- SBI Nifty100 Low Volatility 30 Index Fund NFO: Targeting Stability in Volatile Markets
- Zerodha Multi Asset Passive FoF NFO: A Diversified Passive Approach for 2025
- Kotak Nifty Alpha 50 Index Fund NFO: A Factor-Based Passive Investment for 2025
- SBI Dynamic Asset Allocation Active FOF NFO: A High-Risk Fund of Funds Approach for 2025
About Bajaj Finserv Mutual Fund
| Details | Information |
| Total AUM | ₹24,110 Cr (as on June 30, 2025) |
| Number of Schemes | 14 |
Some of their hybrid funds include:
| Fund Name | AUM (₹ Cr) | 1Y Return | 5Y CAGR |
| Bajaj Finserv Balanced Advantage Fund | 1,338 | 1.17% | N.A. |
| Bajaj Finserv Arbitrage Fund | 929 | 7.00% | N.A. |
| Bajaj Finserv Multi Asset Allocation Fund | 1,207 | 3.44% | N.A. |
Final Thoughts
If you’re looking to start or diversify your mutual fund portfolio in 2025, the Bajaj Finserv Equity Savings Fund NFO could be considered for its balanced strategy combining equity, arbitrage, and debt instruments.
Before investing, review the scheme document thoroughly and ensure it aligns with your financial goals and time horizon.
