Are you looking for how to find your bank account number but cannot find it? Well, there are different ways you can find your bank account number. The number is essential whether you are setting up auto-pay or receiving money. Therefore, knowing your bank account number and keeping it secure makes you financially responsible.
In this blog, we will provide easy steps to find your bank account number and discuss its importance.
What is a Bank Account Number?
A bank account number serves as a unique identifier for a bank account. In India, these numbers typically range from 9 to 18 digits and vary for each bank and individual. They are essential for conducting various operations, including withdrawals, deposits, and transactions, ensuring that funds are directed to the correct account.
The design of these numbers incorporates information about the bank name, branch name, and account holder, which enhances their accuracy and reliability.
Where to Find Your Bank Account Number?
If you have different bank accounts, keeping track of them becomes a hassle. Hence, one of the most asked questions by users is ‘how to find my bank account number?’. Fortunately, it is very easy to locate your bank account number. Here are the steps:
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Access Your Passbook
A passbook refers to a physical copy of all your transactions. It contains the debit and credit information of your account. You can find the bank account number on the summary page of the bank passbook. However, passbooks are rare nowadays, as people have shifted towards online banking.
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Check the Welcome Kit
When you open a new savings account, the bank sends you a welcome kit. This kit contains a debit card, passbook, cheque book and terms and conditions. Check the welcome letter, as the bank account number is typically present there. Ensure that you safely keep the welcome letter for future reference.
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Check Your Monthly Statements
Every month your bank will issue a monthly statement containing all withdrawals, transactions and deposits. Your bank sends them either directly to your address or via email. You can find your account number at the top of the account statement.
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Through Netbanking Apps
Most banks in India offer their own net banking application. Log in to your bank’s app and check the account overview or profile section. However, the exact place is variable as the application UI varies from bank to bank.
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Check Your Cheque Book
A chequebook contains pre-printed cheques ready for use. You can find your bank account number in the cheque book, next to the routing number.
What is the Importance of a Bank Account Number?
A bank account number, at its core, identifies the bank, branch and account holder. It works as a fingerprint, providing a unique identity. While enquiring about ‘how to get my bank account number?’, it is important that you know its importance as well. They are:
- A bank account number helps you manage your account.
- Bank account numbers also help in secure transactions.
- It provides a unique identity for your account.
- It facilitates direct deposits from your employer.
Final Words
Finding your bank account number is easier than you think! Bank account numbers solve many questions including ‘how to find bank details using a bank account number?’. However, remember to keep it safe and not give unauthorised access to your bank account number.
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