Benefits of Torus Digital Savings Bank Account 

In today’s fast-paced world, choosing the right savings bank account is essential to managing and growing your money smartly. A high-yield savings account that combines flexibility, security, and superior returns can make all the difference. Torus Digital Savings Bank Account offers just that—earn up to 7.75% p.a. interest, enjoy zero balance account flexibility, and get monthly interest credited directly to your account. 

Top Benefits of Torus Digital Savings Account 

• High Interest Rate of up to 7.75% p.a. 

Torus Digital’s savings account offers a high-interest savings account that gives you up to 7.75% p.a. on your deposits. Compared to traditional banks, this high-yield savings account helps you maximise returns on your savings.  

• Monthly Interest Credit Cycle 

Torus Digital credits interest to your account every month, giving you quicker access to your earnings and improved liquidity. This monthly payout also allows your interest to start compounding sooner, enhancing the growth of your high-yield savings account balance over time.   

• Zero-Balance Advantage 

With Torus Digital’s zero balance account, you can say goodbye to minimum balance worries. There are no penalties for non-maintenance, offering complete freedom in managing your funds. Whether you are starting your savings journey or seeking flexibility in your finances, this savings account ensures peace of mind.

• Invest Your Interest 

Take your savings one step further. With the ‘Invest Your Interest’ feature, you can automatically direct the interest earned on your savings account into ETFs via SIPs starting from as low as ₹27. This helps your money grow faster and puts your savings interest to work, earning up to 15% more through market-linked returns, turning your high-interest savings account into a wealth-building tool. 

• Free and Unlimited Transfers 

Unlike some other savings bank options that impose hidden charges, Torus Digital offers free and unlimited transfers across banks. Whether using NEFT, IMPS, UPI, or RTGS, you can move your funds anytime without incurring additional costs. 

• Secure and Instant Digital Banking 

Powered by Suryoday Small Finance Bank, Torus Digital provides a 100% digital onboarding and banking experience. The platform ensures two-factor authentication, and real-time fraud monitoring. With round-the-clock customer support and a virtual debit card for online shopping, your high-yield savings account remains secure and accessible at all times. 

Integrated Savings and Investment Benefits 

• All-in-one account (Savings + Demat + Trading) 

Torus Digital’s account is not just a savings account; it integrates savings, trading, and demat functions in a single platform. This eliminates the hassle of managing multiple accounts and streamlines your financial operations. 

• Block funds facility for trading margin without moving money 

With the block funds facility, you can earmark a portion of your savings account balance for trading as margin—without transferring the funds. This ensures your money keeps earning up to 7.75% p.a. interest while supporting your trading activities. 

Conclusion  

Torus Digital Savings Bank Account offers an unmatched combination of high-interest savings, zero balance account flexibility, free transfers, and integrated investment opportunities. If you are looking for a smarter way to manage your finances, Torus Digital provides a high-yield savings account that meets modern needs. Open your Torus Digital Savings Bank Account in minutes and start enjoying the benefits today!