Dhanlaxmi Bank announced its financial results for the fourth quarter of FY25 on Friday, May 9, 2025.
In Dhanlaxmi Bank Q4 results, the bank’s net profit grew by 779% YoY to ₹29 crore compared to ₹3.3 crore in the same quarter last year.
For the Q4 FY25 period, the bank also reported a YoY rise of 28% in its net interest income (NII), which reached ₹134.2 crore. This figure was ₹104.9 crore in Q4 of the previous year.
In addition, the bank shared that its net non-performing assets (NPA) fell to ₹117.9 crore in Q4 FY25, showing improvement from ₹126.5 crore reported in the same quarter last year.
Dhanlaxmi Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of Dhanlaxmi Bank latest quarterly results:
| Q4 FY2024-25 | Q3 FY2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹393.7 | ₹376.8 | ₹347.3 | 13.4% | 4.5% |
| Net profit (₹ in crore) | ₹29 | ₹19.9 | ₹3.3 | 778.8% | 45.7% |
| EPS (Diluted) | ₹0.85 | ₹0.76 | ₹0.13 | 553.9% | 11.8% |
Dhanlaxmi Bank’s Financial Results Comparison with the Previous Year
Here is a table of annual data comparison of Dhanlaxmi Bank Q4 2025 results:
| FY2024-25 | FY2023-24 | |
| Total Income (in crore) | ₹1,489 | ₹1,359.6 |
| Net profit (in crore) | ₹66.6 | ₹57.8 |
| EPS | ₹2.37 | ₹2.21 |
Updates Shared by Dhanlaxmi Bank in the Latest Financial Results
During the announcements of Dhanlaxmi Bank Q4 results, the company’s management provided key notes during the board meeting:
Rights Issue and Impact on Share Capital and EPS
The Bank, through a Letter of Offer dated December 19, 2024, initiated a rights issue offering up to 14,16,86,767 equity shares at ₹21.00 per share (face value ₹10, premium ₹11), aggregating to ₹297.54 crore.
The offer was made in the ratio of 14 rights equity shares for every 25 fully paid-up shares held as of the record date, December 27, 2024. The shares were allotted on February 4, 2025, increasing to ₹14,169 lakh in share capital and ₹15,061 lakh in share premium.
As a result of the rights issue, the EPS for previous periods has been restated by AS-20 under Section 133 of the Companies Act, 2013.
Assets of the Bank as on March 31, 2025 (31.03.2025 vs 31.03.2024)
According to the Dhanlaxmi Bank latest results, these are the assets as on the Q4 FY 2024-25 as compared to the same quarter the previous year:
- Cash and Balances with the Reserve Bank of India: ₹992.40 crore vs ₹760.03 crore
- Balances with Banks and Money at Call and Short Notice: ₹87.43 crore vs ₹214.59 crore
- Investments: ₹3,955.15 crore vs ₹3,942.40 crore
- Advances: ₹11,959.49 crore vs ₹10,102.16 crore
- Fixed Assets: ₹281.56 crore vs ₹274.34 crore
Analytical Ratios
These are some of the key ratios declared in Q4 Dhanlaxmi Bank results:
- Gross NPA stands at 2.98%
- Net NPA stands at 0.99%
- Return on Assets (average) (Annualised) is 0.67%
- Net Worth is ₹1,179.5 crore
- Operating Margin stands at 9.83%
- Net Profit Margin at 7.36%
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