Federal Bank announced its Q4 FY25 results on Wednesday, 30th April 2025. In Federal Bank Q4 results, the bank’s consolidated net profit rose to ₹1,108.3 crore, reflecting a year-on-year (YoY) growth of 16.8% compared to ₹972.4 crore recorded in the same quarter last year.
For the final quarter of the financial year, Federal Bank reported a YoY increase of 10.3% in its net interest income (NII), which stood at ₹2,651.5 crore, up from ₹2402.9 crore during the corresponding period last year.
Additionally, according to Federal Bank latest results, Federal Bank’s net non-performing assets (NPA) declined to ₹1,040.4 crore in Q4 FY25, down from ₹1,255.3 crore reported in the same quarter a year ago.
Federal Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of Federal Bank latest quarterly results:
| Q4 FY2024-25 | Q3 FY2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹8,155.3 | ₹8,196 | ₹7,149.1 | 14% | -0.5% |
| Net profit (₹ in crore) | ₹1,108.3 | ₹948.7 | ₹972.4 | 13.98% | 16.8% |
| EPS (Diluted) | ₹4.40 | ₹3.8 | ₹3.9 | 12.8% | 15.8% |
Federal Bank’s Financial Results Comparison With the Previous Year
Here is a table of annual data comparison of Federal Bank Q4 2025 results:
| FY2024-25 | FY2023-24 | |
| Total Income (in crore) | ₹32,030.3 | ₹26,742 |
| Net profit (in crore) | ₹4,201.5 | ₹3,927.5 |
| EPS | ₹16.8 | ₹16.6 |
Updates Shared By Federal Bank in Latest Financial Results
During the announcements of Federal Bank Q4 results, the company’s management provided key updates regarding the upcoming quarters :
Update Regarding Dividend
The bank’s board has recommended a final dividend of ₹1.2 per equity share (60% of the face value of ₹2) for the financial year 2024–25, subject to shareholder approval at the upcoming Annual General Meeting.
Federal Bank Results Highlights (YoY; Q4 2024 vs Q4 2025)
- CASA grew 16% YoY (74,200 crore -> 85,757 crore)
- Retail advances grew by 10% YoY (62,784 crore -> 69,268 crore)
- NRE Deposits up by 10% YoY (76,029 crore -> 83,297 crore)
- Total deposits grew by 12% YoY (2,52,534 crore -> 2,83,647 crore)
Allotment of Equity Shares Under Employee Stock Option Plan
During the quarter and year ended March 31, 2025, the Bank allotted 1,336,274 and 20,477,127 equity shares of ₹2 each, respectively, upon the exercise of stock options by employees.
RBI Master Direction Implementation
During the quarter ended June 30, 2024, the Group implemented the RBI Master Direction on Investment Portfolio, effective April 1, 2024. As a result, the Group’s reserves increased by ₹341.7 crore (net of taxes) due to the fair valuation of investments.
The impact of the new framework for the period post-transition is not yet ascertainable, making the income and profit/loss from investments for FY 2024-25 incomparable with previous periods.
Sale of Equity Shares and Termination of Associate Status
During the quarter ending December 31, 2024, the Bank sold 6,150,000 equity shares of Equirus Capital Private Limited (ECPL), previously an associate entity. Following this transaction, the shareholders’ agreement between the Bank, ECPL, and ECPL’s promoter was terminated, and ECPL ceased to be an associate of the Bank effective November 15, 2024.
To get more updates on financial results, geopolitical developments, and market insights regularly, follow Torus Digital now!
