Axis Bank, one of India’s largest private sector banks, announced its Q4 FY25 results on Thursday, 24th April 2025.
In Axis Bank’s Q4 results, the bank’s consolidated net profit declined to ₹7,489.7 crore, surpassing market estimates of ₹6,710 crore. This reflects a year-on-year (YoY) decline of 1.6% compared to ₹7,613.6 crore recorded in the same quarter last year.
For the final quarter of the financial year, Axis Bank reported a YoY increase of 6.1% in its net interest income (NII), which stood at ₹14,331.61 crores, exceeding projections of ₹13,894 crores, up from ₹13,503.3 crores during the corresponding period last year.
Additionally, according to the latest Axis Bank results, its net non-performing assets (NPA) increased to ₹3,685.5 crore in Q4 FY25, up from ₹3,247.5 crore reported in the same quarter a year ago.
Axis Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of Axis Bank’s latest quarterly results:
| Q4 FY2024-25 | Q3 FY2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹39,958 | ₹38,959.2 | ₹37,836.1 | 5.6% | 2.6% |
| Net profit (₹ in crore) | ₹7,489.7 | ₹6,763.1 | ₹7,613.6 | -1.6% | 10.7% |
| EPS (Diluted) | ₹24 | ₹21.7 | ₹24.5 | -2% | 10.6% |
Axis Bank’s Financial Results Comparison With the Previous Year
Here is a table of annual data comparison of Axis Bank Q4 2025 results:
| FY 2024-25 | FY 2023-24 | |
| Total Income (in crore) | ₹1,55,916.9 | ₹1,37,989.4 |
| Net profit (in crore) | ₹28,111.7 | ₹26,423.5 |
| EPS | ₹90.2 | ₹85 |
Updates Shared By Axis Bank in Latest Financial Results
While announcing Axis Bank Q4 results, the management shared these key updates with investors:
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Dividend Update
The Board of Directors has recommended a dividend of ₹1 per share (50%) for the year ending 31st March 2025, subject to the approval of the members in the upcoming Annual General Meeting.
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ESOP Issue for Employees
During the quarter and year ended 31st March 2025, the bank allotted 21,97,535 and 1,07,98,691 equity shares under its Employee Stock Option/ Units Scheme.
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Adoption of Revised RBI Investment Framework and Its Impact on Financials
Starting on 1st April 2024, the bank implemented the revised RBI framework for the classification, valuation, and operation of its investment portfolio.
As part of the transition process, ₹242.3 crores were transferred from the Investment Reserve Account to the General Reserve, and an additional ₹1,217.9 crores (net of tax) were transferred, leading to an increase in the Bank’s net worth.
As of 31st March 2025, a net appreciation of ₹110.4 crores from performing investments under AFS securities was recognised directly in the AFS Reserve.
For securities classified under FVTPL, a net gain of ₹1.53 crores was recorded for Q4, and ₹700.5 crores for the full year.
However, these figures are not comparable to the previous year due to the changes in the valuation framework.
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Reversal of Provision on Government Guaranteed Security Receipts (SRs)
As per Axis Bank latest results, the RBI notification issued on 29th March 2025 concerning the revised norms for Government Guaranteed Security Receipts (SRs), Axis Bank reversed an excess provision of ₹800.7 crores in Q4 FY25.
This adjustment was reflected in the Profit and Loss Account for loans that had been transferred to NARCL.
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