HDFC Bank, the largest private sector lender of India, reported its Q4 FY25 on Saturday, 19th April 2025. In HDFC Bank’s Q4 results, the standalone net profit rose to ₹17,616.1 crore, surpassing the estimated ₹17,072 crore and showing a year-over-year (YoY) increase of 6.7% compared to ₹16,511.9 crore in the same quarter last year.
The private sector lender reported a 10.3% year-on-year increase in net interest income (NII) for the last quarter of the FY25, reaching ₹32,065.8 crore (beating estimates of ₹31,200 crore), up from ₹29,076.8 crore in the same period last year.
As of the HDFC Bank latest quarterly results, the net NPA of the lender rose by 40% to ₹11,320.4 crore compared to ₹8,091.7 crore in the same quarter last year and ₹11,587.5 crore in the Q3 FY25.
HDFC Bank Ltd. Q4 Results Highlights
In this table, you will find an overview of HDFC Bank Q4 results:
| Q4 FY2024-25 | Q3 Y2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹89,488 | ₹87,460 | ₹89,639 | -0.2% | 2.3% |
| Net profit (₹ in crore) | ₹17,616.1 | ₹16,735.5 | ₹16,511.9 | 6.7% | 5.3% |
| EPS | ₹22.93 | ₹21.80 | ₹21.67 | 5.8% | 5.2% |
HDFC Bank’s Financial Results Comparison With the Previous Year
Here is a table on HDFC Bank results comparison between FY25 and FY24:
| FY 2024-25 | FY 2023-24 | |
| Total Income (in crore) | ₹3,46,149.3 | ₹3,07,581.6 |
| Net Profit (in crore) | ₹67,347.4 | ₹60,812.3 |
| EPS | ₹87.90 | ₹85.44 |
Important Updates from HDFC Bank Latest Financial Results
In the HDFC Bank Q4 2025 results, the company’s management has provided key updates regarding the upcoming quarters:
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HDFC Bank Dividend Update 2025
The Board has proposed a dividend of ₹22 per fully paid equity share of ₹1 each (i.e., 2200%) for the financial year 2024-25, pending approval from the shareholders. The record date for the dividend is Friday, June 27, 2025.
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Amalgamation of eHDFC Ltd
The amalgamation of eHDFC Limited into HDFC Bank was completed on July 1, 2023, following regulatory approvals. The results for FY 2024-25 include eHdfc’s operations, making them non-comparable to those for FY 2023-24.
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Sale of Investments
The Bank sold its 100% stake in HDFC Education and Development Services (HEADS) for ₹192 crore. The sale of 14.01 crore shares of HDFC Credila generated a gain of ₹7,341.4 crore (net of tax ₹5,526.3 crore), and HDFC Credila ceased to be a subsidiary of the Bank.
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Shareholding in Subsidiaries
HDFC Bank acquired a 94.55% stake in HDFC Securities Limited (HSL) by subscribing to a rights issue. The Bank increased its stake in HDFC Ergo General Insurance Limited (HDFC Ergo) to 50.33% through a rights issue. HDFC Bank also acquired a 89.34% stake in HDFC Capital Advisors Limited (HCAL).
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Updates Regarding HDB Financials IPO
Its subsidiary, HDB Financial Services Limited (HDBFS), submitted its Draft Red Herring Prospectus (DRHP) dated October 30, 2024, to SEBI, BSE, and NSE for a proposed Initial Public Offering (IPO) of equity shares with a face value of ₹10 each.
The total IPO size is ₹12,500 crore, with a fresh issue of ₹2,500 crore and an offer for sale of up to ₹10,000 crore worth of shares by HDFC Bank.
The IPO launch is subject to regulatory approvals, prevailing market conditions, and compliance with applicable laws and other relevant requirements.
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