Bajaj Finserv Mutual Fund has launched a new sectoral scheme — Bajaj Finserv Banking and Financial Services Fund Direct – Growth, open for subscription from 10th November to 24th November 2025. With a very high-risk profile, this open-ended fund aims to generate long-term capital appreciation by investing predominantly in equity and equity-related securities of companies engaged in banking and financial services.
Key NFO Details
| Detail | Information |
| Fund Name | Bajaj Finserv Banking and Financial Services Fund (Direct – Growth) |
| NFO Period | 10 Nov 2025 to 24 Nov 2025 |
| Allotment Date | 01 Dec 2025 |
| Category | Equity – Sectoral (Banking & Financial Services) |
| Risk Level | Very High |
| Fund Type | Open-ended |
| Benchmark | NIFTY Financial Services TRI |
| Minimum Investment | ₹1,000 (lumpsum), ₹500 (SIP) |
| Exit Load | Exit load of 1%, if redeemed within 3 months |
| Short-term capital gains (STCG) | Returns are taxed at 20% if you redeem before 1 year |
| Long-term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Investment Objective
The scheme seeks to:
• Generate long-term capital appreciation by investing primarily in equity and equity-related securities of companies engaged in the banking sector and financial services sector.
This includes exposure to banks, NBFCs, insurance companies, fintech players, and other financial intermediaries that benefit from India’s economic and credit growth.
How Does This Compare with the Category?
| Time Period | Category Avg. Returns (CAGR) |
| 1 Year | 18.97% |
| 3 Years | 16.59% |
| 5 Years | 16.27% |
| 7 Years | 16.31% |
| 10 Years | 14.52% |
| 15 Years | 14.19% |
| Since Inception | 14.25% |
These strong returns highlight the long-term growth potential of India’s financial sector, driven by credit expansion, rising digital adoption, and a robust banking system.
Should You Invest in This NFO?
You may consider investing in this NFO if:
• You believe in the long-term potential of India’s financial sector.
• You are seeking focused exposure to banking, NBFCs, and fintech businesses.
• You have a high-risk appetite and a long-term investment horizon.
However, note that sectoral funds are highly concentrated and may face volatility depending on sector performance. They are best suited as a satellite holding in a diversified portfolio.
About Bajaj Finserv Mutual Fund
Bajaj Finserv Mutual Fund manages ₹29,226 Cr AUM (as of September 30, 2025) and offers a growing range of equity and thematic funds across key market segments.
| Fund Name | AUM | 1Y | 5Y |
| Bajaj Finserv Flexi Cap Fund | 5,632 Cr | 8.5% | N.A. |
| Bajaj Finserv ELSS Tax Saver Fund | 66 Cr | N.A. | N.A. |
| Bajaj Finserv Large Cap Fund | 1,604 Cr | 6.17% | N.A. |
| Bajaj Finserv Healthcare Fund | 322 Cr | N.A. | N.A. |
| Bajaj Finserv Consumption Fund | 640 Cr | -2.02% | N.A. |
| Bajaj Finserv Small Cap Fund | 1,378 Cr | N.A. | N.A. |
Top-performing peers in the banking and financial services category include:
| Fund Name | Fund Size | 5Y Returns |
| Sundaram Financial Services Opportunities Fund | ₹1,514 Cr | 20% p.a. |
| Invesco India Financial Services Fund | ₹1,516 Cr | 20% p.a. |
| SBI Banking & Financial Services Fund | ₹8,693 Cr | 19% p.a. |
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Final Thoughts
The Bajaj Finserv Banking and Financial Services Fund NFO offers investors an opportunity to participate in India’s fast-evolving financial ecosystem — a sector that has historically delivered strong returns.
For investors with a long-term view and high-risk appetite, this NFO could serve as a strategic addition to capture the next leg of growth in India’s banking and financial services sector.
Before investing, review the scheme document carefully to ensure it aligns with your investment goals and risk profile. For a seamless and guided investing experience, consider investing in mutual funds with Torus Digital.
