How to Grow Your Savings with Torus Digital Savings Account? 

At a time when financial growth is key, saving smartly matters more than ever. While traditional options like fixed deposits still exist, many top banks offer returns in the range of 3% to 6% p.a., barely keeping up with inflation. Torus Digital is changing the game. With a high-interest savings account offering up to 7.75% p.a. and a unique built-in auto-investment feature, it is designed to help you grow your savings in a smarter, hassle-free way. 

Make the Most of Your Torus Digital Account 

Earn up to 7.75% p.a. interest 

Torus Digital’s high-yield savings account provides one of the best interest rates in the market today. This isn’t just about parking your funds—it’s about letting your money work harder. Your savings earn interest every month, credited directly into your account. 

Set up Invest Your Interest SIPs to grow wealth 

With the exclusive Invest Your Interest (IYI) feature, you can go a step further. This innovative feature allows you to reinvest the monthly-generated interest on your savings account into ETFs through SIPs starting at just ₹27. Over time, this can add up to as much as 15% extra growth on your returns, blending the stability of a savings bank with the growth potential of market instruments. 

Smart Savings Habits with Torus Digital 

Use free transfers & avoid unnecessary charges 

Torus Digital lets you transfer funds across accounts via NEFT, UPI, IMPS and more—completely free. Avoiding transfer fees keeps your money intact, boosting net savings over time. 

Monitor and track spending with app tools 

Stay in control of your savings with powerful app-based tools. Monitor your spending, view transaction history, and make informed decisions—all through the Torus Digital SuperApp. 

Block funds smartly for trading margins while earning interest 

With the block funds facility, you can allocate part of your balance for trading margin while continuing to earn savings interest. It is a win-win: liquidity for trading without losing the earning potential of your savings funds. 

Tips to Boost Savings Growth 

Top up balance regularly to maximise higher-tier interest 

The more you save, the more you earn. Torus Digital offers tiered interest rates, which means higher balances may earn more. Make it a habit to top up your savings regularly. 

Get the most of Monthly Interest Payouts 

Instead of withdrawing your monthly interest, let it stay invested and compound over time. With the Torus Digital Savings Bank account, you receive monthly interest payouts that are automatically added to your savings balance, helping your money grow faster through the power of compounding. 

Reinvest Interest with IYI 

Why just stop at interest? Automate reinvestment of your monthly-earned savings interest into selected ETFs with Invest Your Interest. The ETF SIPs, starting as low as ₹27, will help with diversification and create a secondary income stream, all without any manual effort. 

Conclusion

Growing your savings is no longer just about setting aside money, it’s about putting it to work. With Torus Digital’s zero balance account, high-interest savings, and the power of ‘Invest Your Interest,’ you get a smarter, automated path to building wealth. 

Start your savings growth journey today with Torus Digital’s 3-in-1 Account, built to help you save, invest, and grow seamlessly.