Utkarsh Small Finance Bank Ltd Share Price

Banks

NSE: UTKARSHBNK Small Cap ISIN: INE735W01017

As on 07 December 2025 at 02:43 IST

₹15.89

-0.15

(-0.94%)

Sell Buy

Over 1 Month

-19.48%

Over 6 Months

-18.99%

Over 1 Year

-47.36%

Over 3 Years

-60.64%

Utkarsh Small Finance Bank Ltd Summary

Close ₹16.04

Open ₹16.10

High ₹16.26

Low ₹16.01

Volume 33,52,187

Net Turnover (in Cr) ₹5.39

52Wk High ₹33.45

52Wk Low ₹15.35

52Wk High / Low

15.35

33.45

Utkarsh Small Finance Bank Ltd Fundamentals

Key Financial Data

Market Cap (in Cr) ₹2,854.36

EPS (TTM) -

Book Value (BV) 18.52

Div. Yield -

P/E (TTM) -3.79

Price/Book Value 0.87

Delivery % 55.69 %

Face Value 10

Key Ratios

PE Ratio 100.09

PB Ratio 0.82

EV to Sales 6.09

PEG Ratio -1.05

ROA 0.09

ROE 0.80

Debt-Equity -

Net Profit Margin -

Operating Profit Margin -

Utkarsh Small Finance Bank Ltd Financials

Consolidated

Standalone

Yearly

Quarterly

Profit and Loss

No data available

Balance Sheet

No data available

Cash Flow

No data available

Profit and Loss

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Total Revenue	4,364.76	3,578.75	2,804.29	2,033.65	1,705.84
Total Expenses	4,337.11	2,919.37	2,268.47	1,953.93	1,554.40
Profit Before Tax	27.65	659.39	535.81	79.71	151.44
Profit After Tax	23.70	497.63	404.50	61.46	111.82
Operating Profit After Depreciation	27.65	659.39	535.81	79.71	151.44

Balance Sheet

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Fixed Assets	323.92	301.29	301.49	285.61	125.28
Total Assets	28,127.44	23,902.68	19,117.29	15,063.77	12,137.91
Total Shareholder's Fund	2,974.50	2,973.19	2,000.32	1,572.30	1,368.35

Cash Flow

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Net Cash From Operating Activities	875.58	991.23	1,573.13	1,329.16	-83.46
Net Cash Used In Investing Activities	-776.88	-619.80	-693.15	-738.67	-532.45
Net Cash Used In Financing Activities	310.45	139.67	-235.27	111.35	171.67

No data available

Particulars (in ₹ Cr.)	2025-09	2025-06	2025-03	2024-12	2024-09
Total Revenue	-	-	-	-	-
Total Expenses	-	-	-	-	-
Profit Before Tax	-464.97	-318.87	11.28	-237.94	68.07
Profit After Tax	-	-	-	-	-
Operating Profit after Depreciation	-	-	-	-	-

Utkarsh Small Finance Bank Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 15.95

S2 15.85

S3 15.70

Pivot 16.10

R1 16.20

R2 16.35

R3 16.45

Moving Average

20 SMA 16.43

50 SMA 17.90

100 SMA 18.17

200 SMA 19.31

Utkarsh Small Finance Bank Ltd Corporate Actions

Utkarsh Small Finance Bank Ltd

₹0.5/Share

Announcement Date 12 Jul 2024

Record Date 12 Jul 2024

Div Yield 5%

Utkarsh Small Finance Bank Ltd Peer Comparison

Company	Price	Market Cap (in Cr)
HDFC Bank Ltd	₹997.25	₹15,34,020.87
ICICI Bank Ltd	₹1,386.50	₹9,91,252.34
State Bank of India	₹948.05	₹8,75,108.70
Kotak Mahindra Bank Ltd	₹2,135.50	₹4,24,698.20
Axis Bank Ltd	₹1,280.30	₹3,97,384.85

Utkarsh Small Finance Bank Ltd Top Mutal Funds Invested

Fund Name	AUM
Motilal Oswal BSE 1000 Index Fund	0%

Utkarsh Small Finance Bank Ltd News

Utkarsh Small Finance Bank to declare Quarterly Results

On 14 November 2025

13 Nov 2025, 02:32 pm

Utkarsh Small Finance Bank approves terms of proposed rights issue

At board meeting held on 08 October 2025

08 Oct 2025, 01:25 pm

Utkarsh Small Finance Bank to conduct board meeting

On 8 October 2025

03 Oct 2025, 09:50 am

Utkarsh Small Finance Bank to hold board meeting

On 1 October 2025

29 Sep 2025, 09:20 am

Utkarsh Small Finance Bank receives downgrade in rating of subordinated debt

From ICRA

12 Aug 2025, 06:53 pm

Utkarsh Small Finance Bank Ltd Stock Analysis

Annual revenue for Utkarsh Small Finance Bank Ltd increased by 21.96% to ₹4,364.76 crore in FY 2025 from ₹3,578.75 crore in FY 2024.
Annual Net Profit for Utkarsh Small Finance Bank Ltd decreased by 95.24% to ₹23.70 crore in FY 2025 from ₹497.63 crore in FY 2024.
Promoter Shareholding in Utkarsh Small Finance Bank Ltd decreased by 38.10% in the most recent quarter, from 68.92% in September 2025 to 42.67% in November 2025.
Utkarsh Small Finance Bank Ltd delivered a 1-year return of -47.36% compared to the Nifty 50, which provided a return of 6.40% as of the last trading session.
Utkarsh Small Finance Bank Ltd share price moved down by 0.94% from its previous close of INR ₹16.04. The latest Utkarsh Small Finance Bank Ltd share price is INR ₹15.89.
Utkarsh Small Finance Bank Ltd share price today has been at a low of 15.88 and a high of 16.11. Over the past 52 weeks, the Utkarsh Small Finance Bank Ltd share price has seen a low of 15.35 and a high of 33.45.