Net profit for the period declined 27% to ₹292.5 crores in Q1 FY26, from ₹400 crores in Q1 FY25. Net interest income for the quarter decreased 16% year-on-year to ₹756 crores from ₹903 crores.
About Karnataka Bank Ltd
Karnataka Bank Limited is among the best-known private banks in India. Founded on 18 February 1924, it has successfully completed a remarkable century. This bank is based in Mangalore, which is located in the state of Karnataka. It operates in the banking and financial services sector. It offers a wide range of products and services, including retail banking, corporate banking, treasury operations, credit cards, and bancassurance. The bank does not have any promoters, as it is a public company. The shareholding pattern includes foreign institutional investors, mutual funds, and the general public. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
7.55%
Over 6 Months
31.03%
Over 1 Year
33.08%
Over 3 Years
82.53%
Karnataka Bank Ltd Summary
Close ₹270.60
Open ₹257.55
High ₹271.80
Low ₹257.55
Volume 38,92,012
Net Turnover (in Cr) ₹103.94
52Wk High ₹278.40
52Wk Low ₹169.12
52Wk High / Low
169.12
278.40
Karnataka Bank Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹10,233.82
EPS (TTM) 34.65
Book Value (BV) 336.47
Div. Yield 1.85 %
P/E (TTM) 7.81
Price/Book Value 0.80
Delivery % 41.70 %
Face Value 10
Key Ratios
PE Ratio 5.22
PB Ratio 0.57
EV to Sales 11.69
PEG Ratio -1.88
ROA 1.05
ROE 11.60
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Karnataka Bank Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 10,283.18 | 9,617.48 | 8,212.81 | 7,175.54 | 7,727.48 |
| Total Expenses | 8,642.10 | 8,054.51 | 6,772.32 | 6,481.61 | 7,115.66 |
| Profit Before Tax | 1,641.08 | 1,562.98 | 1,440.48 | 693.93 | 611.82 |
| Profit After Tax | 1,272.85 | 1,306.62 | 1,179.68 | 507.99 | 482.46 |
| Operating Profit After Depreciation | 1,641.08 | 1,562.98 | 1,440.48 | 693.93 | 611.82 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 976.31 | 914.79 | 846.22 | 805.06 | 837.86 |
| Total Assets | 1,20,960.46 | 1,16,083.26 | 99,057.12 | 91,583.34 | 85,580.86 |
| Total Shareholder's Fund | 12,084.84 | 10,847.53 | 8,212.06 | 7,093.99 | 6,642.24 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 209.55 | 680.84 | 1,829.69 | -467.46 | 3,368.27 |
| Net Cash Used In Investing Activities | -690.59 | -369.30 | -87.53 | -56.43 | -87.41 |
| Net Cash Used In Financing Activities | 412.06 | 1,582.27 | -19.45 | -354.92 | -884.78 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 10,283.12 | 9,617.43 | 8,212.81 | 7,175.54 | 7,636.62 |
| Total Expenses | 8,642.52 | 8,054.69 | 6,771.76 | 6,480.98 | 7,024.69 |
| Profit Before Tax | 1,640.60 | 1,562.73 | 1,441.04 | 694.56 | 611.93 |
| Profit After Tax | 1,272.37 | 1,306.28 | 1,180.24 | 508.62 | 482.57 |
| Operating Profit After Depreciation | 1,640.60 | 1,562.73 | 1,441.04 | 694.56 | 611.93 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 976.17 | 914.64 | 846.08 | 805 | 837.85 |
| Total Assets | 1,20,961.78 | 1,16,084.57 | 99,058.34 | 91,583.99 | 85,615.43 |
| Total Shareholder's Fund | 12,085.32 | 10,848.50 | 8,213.36 | 7,094.73 | 6,642.35 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 209.52 | 680.98 | 1,830.08 | -467.03 | 3,368.76 |
| Net Cash Used In Investing Activities | -690.55 | -369.19 | -87.42 | -56.36 | -87.40 |
| Net Cash Used In Financing Activities | 412.06 | 1,582.02 | -19.95 | -355.42 | -885.28 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 524.76 | 356.93 | 420.08 | 356.58 | 344.25 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 524.70 | 356.94 | 419.97 | 356.49 | 343.94 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Karnataka Bank Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 261.50
S2 252.40
S3 247.25
Pivot 266.65
R1 275.75
R2 280.90
R3 290
Moving Average
20 SMA 260.05
50 SMA 251.95
100 SMA 226.99
200 SMA 206.21
Karnataka Bank Ltd Corporate Actions
Karnataka Bank Ltd
₹5.0/Share
Announcement Date 16 Sep 2025
Record Date 16 Sep 2025
Div Yield 50%
Karnataka Bank Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹738.40 | ₹11,36,962.41 |
| State Bank of India | ₹1,002.85 | ₹9,25,692.49 |
| ICICI Bank Ltd | ₹1,275.40 | ₹9,14,694.34 |
| Axis Bank Ltd | ₹1,292.60 | ₹4,02,005.87 |
| Kotak Mahindra Bank Ltd | ₹381.75 | ₹3,79,707.98 |
Karnataka Bank Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Taurus Banking & Financial Services Fund | 3.11% |
| HSBC Flexi Cap Fund | 1.79% |
| Samco Active Momentum Fund | 1.72% |
| Quant Small Cap Fund | 1.30% |
| Bandhan Small Cap Fund | 1.29% |
Karnataka Bank Ltd News
Karnataka Bank partners with Tobacco Board
To provide customized financial solutions to registered tobacco growers across Karnataka
02 Jun 2026, 06:22 pm
Board of Karnataka Bank recommends final dividend
Of Rs 5 per share
20 May 2026, 12:02 pm
Karnataka Bank gains after Q4 PAT jumps 62% to Rs 408 cr
Karnataka Bank rose 2.56% to Rs 254.85 after the private sector lender reported strong growth in quarterly profitability, supported by higher net interest income, improving margins and better asset quality.
20 May 2026, 09:57 am
Karnataka Bank allots 8,537 equity shares under ESOS
14 May 2026, 06:20 pm
Karnataka Bank to table results
On 19 May 2026
13 May 2026, 10:52 am
Karnataka Bank Ltd Stock Analysis
- Annual revenue for Karnataka Bank Ltd increased by 6.92% to ₹10,283.12 crore in FY 2025 from ₹9,617.43 crore in FY 2024.
- Annual Net Profit for Karnataka Bank Ltd decreased by 2.60% to ₹1,272.37 crore in FY 2025 from ₹1,306.28 crore in FY 2024.
- Promoter Shareholding in Karnataka Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 0% in December 2025 to 0% in March 2026.
- Karnataka Bank Ltd delivered a 1-year return of 33.08% compared to the Nifty 50, which provided a return of -7.41% as of the last trading session.
- Karnataka Bank Ltd share price moved down by 1.24% from its previous close of INR ₹270.60. The latest Karnataka Bank Ltd share price is INR ₹267.25.
- Karnataka Bank Ltd share price today has been at a low of 265.75 and a high of 271. Over the past 52 weeks, the Karnataka Bank Ltd share price has seen a low of 169.12 and a high of 278.40.
About Karnataka Bank Ltd
Karnataka Bank Limited is among the best-known private banks in India. Founded on 18 February 1924, it has successfully completed a remarkable century. The bank is based in Mangalore, which is located in the state of Karnataka.
Karnataka Bank operates in the banking and financial services sector. It offers a wide range of products and services, including retail banking, corporate banking, treasury operations, credit cards, and bancassurance. The bank provides various types of accounts, loans, insurance, and investment products.
Karnataka Bank does not have any promoters, as it is a public company. The shareholding pattern includes foreign institutional investors (FIIs), domestic institutional investors (DIIs), mutual funds, and the general public. As of the latest data, the promoter holding is 0%, FIIs hold 10.29%, DIIs hold 22.05%, and the general public holds 67.7%.
Karnataka Bank has a market capitalization of approximately ₹82.51 billion. While it is a significant player in the banking sector, it does not hold the top position in terms of market share or market capitalization.
The registered office of Karnataka Bank is located at Mahaveera Circle, Kankanady, Mangalore-575 002. Meanwhile, the bank’s registrars are based in Ramana Residency, 4th Cross, Sampige Road, Bengaluru.
The bank's management team includes key figures such as P. Pradeep Kumar, the Part-Time Non-Executive Chairman, and Srikrishnan Hari Hara Sarma, the Managing Director & Chief Executive Officer. Apart from them, there are other managerial promoters who have contributed to the success of the bank. They are -
Karnataka Bank has played a pivotal role in developing the coastal Karnataka region's economy. The bank's understanding of local business dynamics has helped numerous small and medium enterprises secure funding. Its presence has particularly benefited the region's cashew, fishing, and agricultural industries.
The bank has been a significant employer in the region. Its expansion across branches has created numerous job opportunities, particularly for local youth. The bank's training programs have contributed to developing banking sector expertise in smaller towns and cities.
The bank has undergone significant digital transformation in recent years. Implementation of core banking solutions, mobile banking applications, and Internet banking services has modernized its operations. These technological upgrades have helped the bank compete with larger private sector banks.
Digital initiatives have improved customer service delivery. The bank's investment in ATM networks, digital payment systems, and online services has enhanced accessibility for customers. Integration with modern payment systems like UPI and IMPS has kept the bank relevant in the evolving financial landscape.
Karnataka Bank has maintained a strong focus on rural banking. Its branch network extends to many rural and semi-urban areas, promoting financial inclusion. The bank's microfinance initiatives have helped small businesses and agricultural enterprises access formal banking services.
The bank has consistently met priority sector lending targets. Its focus on agriculture, small businesses, and education loans has supported economic development in underserved sectors. This approach has aligned well with national financial inclusion objectives.
The bank has developed robust risk management systems. Regular monitoring of asset quality and proactive measures to address stressed assets have helped maintain stability. The bank's conservative lending approach has also helped it maintain reasonable asset quality metrics.
Implementation of strong corporate governance practices has enhanced stakeholder confidence. Regular board oversight and transparent disclosure practices have strengthened the bank's institutional framework. These practices have helped Karnataka Bank to navigate challenging economic cycles.
While not among the largest banks, Karnataka Bank has maintained a stable market position. Its strong regional presence provides competitive advantages in core markets. The bank has carved out specific niches where it maintains strong customer relationships.
Karnataka Bank enjoys strong brand recognition in its traditional markets. The bank has strived to build trust with its decades of operation. This has helped it create a loyal customer base. It has also helped the bank retain business despite increasing competition.
The bank faces increasing competition from larger private banks and fintech companies. Continuous technological upgrades and service improvements have helped it maintain competitiveness. Strategic partnerships with fintech firms have also helped address technological gaps.
Maintaining compliance with evolving regulatory requirements requires ongoing attention. The bank has invested in strengthening its compliance framework. It also updates its system and processes regularly to ensure adherence to regulatory standards.
Lastly, the bank contributes to skill development in the banking sector. Training programs and internships help develop banking professionals. This contribution to human capital development benefits the broader banking industry.
Karnataka Bank operates in the banking and financial services sector. It offers a wide range of products and services, including retail banking, corporate banking, treasury operations, credit cards, and bancassurance. The bank provides various types of accounts, loans, insurance, and investment products.
Karnataka Bank does not have any promoters, as it is a public company. The shareholding pattern includes foreign institutional investors (FIIs), domestic institutional investors (DIIs), mutual funds, and the general public. As of the latest data, the promoter holding is 0%, FIIs hold 10.29%, DIIs hold 22.05%, and the general public holds 67.7%.
Karnataka Bank has a market capitalization of approximately ₹82.51 billion. While it is a significant player in the banking sector, it does not hold the top position in terms of market share or market capitalization.
The registered office of Karnataka Bank is located at Mahaveera Circle, Kankanady, Mangalore-575 002. Meanwhile, the bank’s registrars are based in Ramana Residency, 4th Cross, Sampige Road, Bengaluru.
The bank's management team includes key figures such as P. Pradeep Kumar, the Part-Time Non-Executive Chairman, and Srikrishnan Hari Hara Sarma, the Managing Director & Chief Executive Officer. Apart from them, there are other managerial promoters who have contributed to the success of the bank. They are -
- Sekhar Rao
- S Balakrishna Alse
- A V Chandrashekar
- D S Ravindran
- K Gururaj Acharya
Impact of Karnataka Bank
Karnataka Bank, established in 1924, stands as one of India's oldest private-sector banks. The bank emerged from the coastal region of Karnataka, specifically Mangalore, to serve local businesses and communities. Its founding marked a significant milestone in South India's banking history, as it represented one of the early indigenous banking institutions during the pre-independence era.Karnataka Bank has played a pivotal role in developing the coastal Karnataka region's economy. The bank's understanding of local business dynamics has helped numerous small and medium enterprises secure funding. Its presence has particularly benefited the region's cashew, fishing, and agricultural industries.
The bank has been a significant employer in the region. Its expansion across branches has created numerous job opportunities, particularly for local youth. The bank's training programs have contributed to developing banking sector expertise in smaller towns and cities.
The bank has undergone significant digital transformation in recent years. Implementation of core banking solutions, mobile banking applications, and Internet banking services has modernized its operations. These technological upgrades have helped the bank compete with larger private sector banks.
Digital initiatives have improved customer service delivery. The bank's investment in ATM networks, digital payment systems, and online services has enhanced accessibility for customers. Integration with modern payment systems like UPI and IMPS has kept the bank relevant in the evolving financial landscape.
Karnataka Bank has maintained a strong focus on rural banking. Its branch network extends to many rural and semi-urban areas, promoting financial inclusion. The bank's microfinance initiatives have helped small businesses and agricultural enterprises access formal banking services.
The bank has consistently met priority sector lending targets. Its focus on agriculture, small businesses, and education loans has supported economic development in underserved sectors. This approach has aligned well with national financial inclusion objectives.
The bank has developed robust risk management systems. Regular monitoring of asset quality and proactive measures to address stressed assets have helped maintain stability. The bank's conservative lending approach has also helped it maintain reasonable asset quality metrics.
Implementation of strong corporate governance practices has enhanced stakeholder confidence. Regular board oversight and transparent disclosure practices have strengthened the bank's institutional framework. These practices have helped Karnataka Bank to navigate challenging economic cycles.
While not among the largest banks, Karnataka Bank has maintained a stable market position. Its strong regional presence provides competitive advantages in core markets. The bank has carved out specific niches where it maintains strong customer relationships.
Karnataka Bank enjoys strong brand recognition in its traditional markets. The bank has strived to build trust with its decades of operation. This has helped it create a loyal customer base. It has also helped the bank retain business despite increasing competition.
The bank faces increasing competition from larger private banks and fintech companies. Continuous technological upgrades and service improvements have helped it maintain competitiveness. Strategic partnerships with fintech firms have also helped address technological gaps.
Maintaining compliance with evolving regulatory requirements requires ongoing attention. The bank has invested in strengthening its compliance framework. It also updates its system and processes regularly to ensure adherence to regulatory standards.
Lastly, the bank contributes to skill development in the banking sector. Training programs and internships help develop banking professionals. This contribution to human capital development benefits the broader banking industry.
FAQ’s
What is the share price of Karnataka Bank Ltd today?
Karnataka Bank Ltd share price as on 10 Jun 2026 is ₹ 267.25
What is the Market Cap of Karnataka Bank Ltd?
The market cap of Karnataka Bank Ltd stock is ₹10,233.82 Cr.
What is the PE Ratio of Karnataka Bank Ltd?
The Price to Earnings (P/E) Ratio of Karnataka Bank Ltd is 5.22
What is the PB Ratio of Karnataka Bank Ltd?
The Price to Book (P/B) Ratio of Karnataka Bank Ltd is 0.57
What is the 52 week high of Karnataka Bank Ltd Share Price?
The 52 week high of Karnataka Bank Ltd share price stands at ₹278.40
What is the 52 week low of Karnataka Bank Ltd Share Price?
The 52 week low of Karnataka Bank Ltd share price stands at ₹169.12
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