Indian Overseas Bank Q1 FY26 Results:
Net profit for the period rose 81.6% to ₹1,178.5 crores in Q1 FY26, up from ₹648.7 crores in Q1 FY25. Total income for the quarter increased 17.1% year-on-year to ₹8,867.9 crores from ₹7,572.3 crores.
About Indian Overseas Bank
Indian Overseas Bank (IOB) is a prominent public sector bank in India. It offers a wide range of financial services. The company was Established on February 10, 1937, by M. Ct. M. Chidambaram Chettyar. The bank specializes in consumer banking, retail banking, corporate banking and commercial banking, housing loans, vehicle loans, investment banking, merchant banking, education loans, private banking, wealth management, and credit cards. The bank also offers specialized services in foreign exchange and overseas banking. The headquarters is located in Chennai, Tamil Nadu. IOB falls under the banking and financial services sector. +
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LOGINOver 1 Month
-4.45%
Over 6 Months
-8.28%
Over 1 Year
-35.92%
Over 3 Years
69.08%
Indian Overseas Bank Summary
Close ₹37.79
Open ₹38.10
High ₹38.16
Low ₹37.68
Volume 43,82,999
Net Turnover (in Cr) ₹16.61
52Wk High ₹59.94
52Wk Low ₹33.50
52Wk High / Low
33.50
59.94
Indian Overseas Bank Fundamentals
Key Financial Data
Market Cap (in Cr) ₹72,770.65
EPS (TTM) 2.21
Book Value (BV) 16.34
Div. Yield -
P/E (TTM) 17.11
Price/Book Value 2.31
Delivery % 37.50 %
Face Value 10
Key Ratios
PE Ratio 22.53
PB Ratio 2.57
EV to Sales 14.51
PEG Ratio 0.96
ROA 0.92
ROE 8.19
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Indian Overseas Bank Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 33,750.31 | 29,730.97 | 23,523.42 | 21,641.17 | 22,461.20 |
| Total Expenses | 29,177.79 | 26,308.40 | 21,169.98 | 19,862.38 | 21,694.61 |
| Profit Before Tax | 4,572.51 | 3,422.57 | 2,353.44 | 1,778.79 | 766.59 |
| Profit After Tax | 3,395.50 | 2,665.66 | 2,103.99 | 1,709.27 | 758.35 |
| Operating Profit After Depreciation | 4,572.51 | 3,422.57 | 2,353.44 | 1,778.79 | 766.59 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 4,580.58 | 3,725.71 | 3,710.65 | 3,365.93 | 2,917.86 |
| Total Assets | 3,94,707.97 | 3,51,869.32 | 3,13,449.90 | 2,99,029.97 | 2,74,229.33 |
| Total Shareholder's Fund | 32,233.35 | 27,561.45 | 24,876.04 | 22,597.75 | 17,098.68 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 2,839.55 | -1,118.95 | -13,654.68 | 5,539.15 | 4,948.86 |
| Net Cash Used In Investing Activities | -578.92 | -359.29 | -559.64 | -49.29 | -46.02 |
| Net Cash Used In Financing Activities | 144.10 | -527.69 | -1,916.11 | 478.96 | 1,812.84 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 33,676.08 | 29,706 | 23,509.07 | 21,632.89 | 22,524.55 |
| Total Expenses | 29,164.36 | 26,293.46 | 21,160.84 | 19,853.82 | 21,684.84 |
| Profit Before Tax | 4,511.72 | 3,412.53 | 2,348.24 | 1,779.06 | 839.71 |
| Profit After Tax | 3,334.70 | 2,655.62 | 2,098.79 | 1,709.54 | 831.47 |
| Operating Profit After Depreciation | 4,511.72 | 3,412.53 | 2,348.24 | 1,779.06 | 839.71 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 4,580.58 | 3,725.28 | 3,709.89 | 3,364.79 | 2,917.66 |
| Total Assets | 3,95,014.94 | 3,52,033.62 | 3,13,733.99 | 2,99,377.17 | 2,74,010.35 |
| Total Shareholder's Fund | 32,540.92 | 27,942.30 | 25,262.94 | 23,000.40 | 16,944.81 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 2,963.19 | -1,165.42 | -15,595.28 | 5,565.87 | 4,948.86 |
| Net Cash Used In Investing Activities | -565.30 | -359.29 | -559.48 | -47.97 | -46.02 |
| Net Cash Used In Financing Activities | 117.95 | -527.69 | -11.61 | 478.96 | 1,812.84 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 1,729.06 | 1,514.55 | 1,553.62 | 1,238.98 | 981.98 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 1,727.58 | 1,513.90 | 1,554.46 | 1,237.37 | 981.89 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Indian Overseas Bank Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 37.59
S2 37.40
S3 37.11
Pivot 37.88
R1 38.07
R2 38.36
R3 38.55
Moving Average
20 SMA 39.09
50 SMA 39.43
100 SMA 38.92
200 SMA 39.42
Indian Overseas Bank Corporate Actions
No available data
Indian Overseas Bank Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹997.25 | ₹15,34,020.87 |
| ICICI Bank Ltd | ₹1,386.50 | ₹9,91,252.34 |
| State Bank of India | ₹948.05 | ₹8,75,108.70 |
| Kotak Mahindra Bank Ltd | ₹2,135.50 | ₹4,24,698.20 |
| Axis Bank Ltd | ₹1,280.30 | ₹3,97,384.85 |
Indian Overseas Bank Top Mutal Funds Invested
Indian Overseas Bank News
Indian Overseas Bank announces appointment of Shareholder Director
With effect from 03 December 2025
03 Dec 2025, 12:26 pm
Indian Overseas Bank announces cessation of director
with effect from 03 December 2025
03 Dec 2025, 12:25 pm
IOB Q2 PAT jumps 58% YoY to Rs 1,226 cr
Indian Overseas Bank (IOB) reported 57.80% rise in net profit to Rs 1,226.42 crore on 8.60% increase in total income to Rs 9,214.24 crore in Q2 FY26 over Q2 FY25.
16 Oct 2025, 03:04 pm
Indian Overseas Bank to table results
On 16 October 2025
13 Oct 2025, 09:54 am
Indian Overseas Bank to hold EGM
On 20 November 2025
03 Oct 2025, 10:36 am
Indian Overseas Bank Stock Analysis
- Annual revenue for Indian Overseas Bank increased by 13.36% to ₹33,676.08 crore in FY 2025 from ₹29,706 crore in FY 2024.
- Annual Net Profit for Indian Overseas Bank increased by 25.57% to ₹3,334.70 crore in FY 2025 from ₹2,655.62 crore in FY 2024.
- Promoter Shareholding in Indian Overseas Bank remains unchanged by 0.00% in the most recent quarter, from 94.61% in June 2025 to 94.61% in September 2025.
- Indian Overseas Bank delivered a 1-year return of -35.92% compared to the Nifty 50, which provided a return of 6.40% as of the last trading session.
- Indian Overseas Bank share price moved down by 0.64% from its previous close of INR ₹37.79. The latest Indian Overseas Bank share price is INR ₹37.55.
- Indian Overseas Bank share price today has been at a low of 37.51 and a high of 38. Over the past 52 weeks, the Indian Overseas Bank share price has seen a low of 33.50 and a high of 59.94.
About Indian Overseas Bank
Indian Overseas Bank (IOB) is a prominent public sector bank in India, offering a wide range of financial services. The bank specializes in consumer banking, retail banking, corporate banking, commercial banking, housing loan, vehicle loan, investment banking, merchant banking, education loan, private banking, savings, wealth management, and credit cards. IOB also provides services in foreign exchange and overseas banking. This service caters to the needs of individuals and businesses involved in international trade.
IOB falls under the banking and financial services sector. The bank was established on February 10, 1937, by M. Ct. M. Chidambaram Chettyar with the primary objective of specializing in foreign exchange business and overseas banking. Over the years, IOB has grown to become one of the major public sector banks in India.
The headquarters of Indian Overseas Bank is located in Chennai, Tamil Nadu, India. The bank is a public sector undertaking, with the Government of India being the sole promoter. The promoter shareholding of the company stands at 96.38%. This promoter shareholding is held entirely by the Government of India.
Indian Overseas Bank is not the largest player by market capitalization in its sector. However, it holds a significant market share and is a key player in the Indian banking industry. The bank has a strong presence, with over 3,220 domestic branches and four foreign branches. This ensures comprehensive coverage and accessibility for its customers.
The registered office of the company is at Indian Overseas Bank, Central Office, 763, Anna Salai, Chennai - 600002, Tamil Nadu, India. Its registrar & transfer agent is KFin Technologies Private Limited.
Indian Overseas Bank is a well-established public sector bank in India. The bank is known for its comprehensive range of financial services and strong market presence. Its commitment to innovation, customer satisfaction, and excellence has solidified its position as a trusted name in the banking industry.
The bank's success can be attributed to its ability to adapt to the changing market dynamics. Its commitment to innovation and its strong government backing have provided it with the necessary financial stability and support to expand its operations. As IOB continues to navigate the competitive banking landscape, it has solidified its position as a trusted and reliable financial partner for its customers. This makes it a true success story in the Indian banking sector.
One of the key factors behind IOB's success is its diversified product and service portfolio. The bank has strategically expanded its offerings beyond its initial focus on international trade-related services. These services include a comprehensive range of consumer banking, retail banking, corporate banking, and commercial banking solutions. This diversification has enabled IOB to cater to the varied financial needs of its customers.
The bank's specialized services in foreign exchange and overseas banking have also been instrumental in its success. As India's economy has become more globally integrated, the demand for cross-border financial services has grown significantly. IOB's expertise in this domain has allowed it to capture a significant share of this lucrative market. This further strengthens its position as a leading player in the Indian banking industry.
Another key aspect of IOB's success is its extensive branch network. With over 3,220 domestic branches and four foreign branches, the bank has established a strong presence across India. This ensures comprehensive coverage and accessibility for its customers. These extensive networks not only provide IOB with a competitive edge but also allow it to better understand and cater to the unique financial needs of customers in different regions.
The bank's strong government backing has also been a crucial factor in its success. As a public sector undertaking, IOB benefits from the financial stability and support provided by the Government of India. It holds the entire promoter shareholding. The government backing has enabled the bank to navigate challenging economic conditions, invest in technological upgrades, and pursue strategic initiatives. This has ultimately contributed to its growth and success.
Furthermore, IOB's commitment to innovation and digital transformation has been instrumental in maintaining its relevance and competitiveness in the rapidly evolving banking landscape. The bank has consistently invested in upgrading its technology infrastructure. It implements cutting-edge digital solutions and enhances its online and mobile banking capabilities. These efforts have improved the customer experience and also increased the bank's operational efficiency and reduced costs. This further bolsters its profitability and long-term sustainability.
As the banking industry continues to evolve, IOB is well-positioned to capitalize on new opportunities and maintain its position as a trusted and reliable financial partner for individuals and businesses alike. With its robust service portfolio, innovative mindset, and strong government support, IOB is poised to continue its success story, further solidifying its reputation as a leading player in the Indian banking and financial services landscape.
IOB falls under the banking and financial services sector. The bank was established on February 10, 1937, by M. Ct. M. Chidambaram Chettyar with the primary objective of specializing in foreign exchange business and overseas banking. Over the years, IOB has grown to become one of the major public sector banks in India.
The headquarters of Indian Overseas Bank is located in Chennai, Tamil Nadu, India. The bank is a public sector undertaking, with the Government of India being the sole promoter. The promoter shareholding of the company stands at 96.38%. This promoter shareholding is held entirely by the Government of India.
Indian Overseas Bank is not the largest player by market capitalization in its sector. However, it holds a significant market share and is a key player in the Indian banking industry. The bank has a strong presence, with over 3,220 domestic branches and four foreign branches. This ensures comprehensive coverage and accessibility for its customers.
The registered office of the company is at Indian Overseas Bank, Central Office, 763, Anna Salai, Chennai - 600002, Tamil Nadu, India. Its registrar & transfer agent is KFin Technologies Private Limited.
Indian Overseas Bank is a well-established public sector bank in India. The bank is known for its comprehensive range of financial services and strong market presence. Its commitment to innovation, customer satisfaction, and excellence has solidified its position as a trusted name in the banking industry.
The success of the Company
Indian Overseas Bank (IOB) has a longstanding history as one of the prominent public sector banks in India. Established in 1937 with the primary goal of catering to the needs of businesses and individuals engaged in international trade. The bank has since evolved into a diversified financial institution offering a wide range of services. Over the decades, IOB has played a significant role in the development of India's banking industry. This contributes to the country's economic growth and financial inclusion efforts.The bank's success can be attributed to its ability to adapt to the changing market dynamics. Its commitment to innovation and its strong government backing have provided it with the necessary financial stability and support to expand its operations. As IOB continues to navigate the competitive banking landscape, it has solidified its position as a trusted and reliable financial partner for its customers. This makes it a true success story in the Indian banking sector.
One of the key factors behind IOB's success is its diversified product and service portfolio. The bank has strategically expanded its offerings beyond its initial focus on international trade-related services. These services include a comprehensive range of consumer banking, retail banking, corporate banking, and commercial banking solutions. This diversification has enabled IOB to cater to the varied financial needs of its customers.
The bank's specialized services in foreign exchange and overseas banking have also been instrumental in its success. As India's economy has become more globally integrated, the demand for cross-border financial services has grown significantly. IOB's expertise in this domain has allowed it to capture a significant share of this lucrative market. This further strengthens its position as a leading player in the Indian banking industry.
Another key aspect of IOB's success is its extensive branch network. With over 3,220 domestic branches and four foreign branches, the bank has established a strong presence across India. This ensures comprehensive coverage and accessibility for its customers. These extensive networks not only provide IOB with a competitive edge but also allow it to better understand and cater to the unique financial needs of customers in different regions.
The bank's strong government backing has also been a crucial factor in its success. As a public sector undertaking, IOB benefits from the financial stability and support provided by the Government of India. It holds the entire promoter shareholding. The government backing has enabled the bank to navigate challenging economic conditions, invest in technological upgrades, and pursue strategic initiatives. This has ultimately contributed to its growth and success.
Furthermore, IOB's commitment to innovation and digital transformation has been instrumental in maintaining its relevance and competitiveness in the rapidly evolving banking landscape. The bank has consistently invested in upgrading its technology infrastructure. It implements cutting-edge digital solutions and enhances its online and mobile banking capabilities. These efforts have improved the customer experience and also increased the bank's operational efficiency and reduced costs. This further bolsters its profitability and long-term sustainability.
As the banking industry continues to evolve, IOB is well-positioned to capitalize on new opportunities and maintain its position as a trusted and reliable financial partner for individuals and businesses alike. With its robust service portfolio, innovative mindset, and strong government support, IOB is poised to continue its success story, further solidifying its reputation as a leading player in the Indian banking and financial services landscape.
FAQ’s
What is the share price of Indian Overseas Bank today?
Indian Overseas Bank share price as on 5 Dec 2025 is ₹ 37.55
What is the Market Cap of Indian Overseas Bank?
The market cap of Indian Overseas Bank stock is ₹72,770.65 Cr.
What is the PE Ratio of Indian Overseas Bank?
The Price to Earnings (P/E) Ratio of Indian Overseas Bank is 22.53
What is the PB Ratio of Indian Overseas Bank?
The Price to Book (P/B) Ratio of Indian Overseas Bank is 2.57
What is the 52 week high of Indian Overseas Bank Share Price?
The 52 week high of Indian Overseas Bank share price stands at ₹59.94
What is the 52 week low of Indian Overseas Bank Share Price?
The 52 week low of Indian Overseas Bank share price stands at ₹33.50
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