Go Digit General Insurance Ltd Q1 FY26 Results:
Profit after tax for the period increased 37% to ₹138 crores in Q1 FY26, from ₹101 crores in Q1 FY25. Net premium written for the quarter decreased 4% year-on-year to ₹1951 crores from ₹2027 crores.
About Go Digit General Insurance Ltd
Go Digit General Insurance Ltd. is a digital-first general insurance company. It leverages technology to simplify insurance for customers. The company was founded in 2016 by Kamesh Goyal. Go Digit received its insurance license in 2017. The company then pioneered smartphone-based self-inspection for claims. It is headquartered in Bengaluru, Karnataka. The company provides various insurance. This includes motor, health, travel, and property and commercial insurance. The company operates in the insurance sector within the Financial Services industry. This revolutionized the space with its innovative digital-first approach and simplified insurance solutions. +
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LOGINOver 1 Month
-3.37%
Over 6 Months
-0.39%
Over 1 Year
-1.15%
Over 3 Years
None%
Go Digit General Insurance Ltd Summary
Close ₹343.10
Open ₹349
High ₹349
Low ₹332.85
Volume 3,36,393
Net Turnover (in Cr) ₹11.38
52Wk High ₹381.40
52Wk Low ₹264.60
52Wk High / Low
264.60
381.40
Go Digit General Insurance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹31,692.86
EPS (TTM) 5.50
Book Value (BV) 50.16
Div. Yield -
P/E (TTM) 62.33
Price/Book Value 6.83
Delivery % 28.82 %
Face Value 10
Key Ratios
PE Ratio 62.87
PB Ratio 6.24
EV to Sales 2.86
PEG Ratio 0.52
ROA 9.11
ROE 10.55
Debt-Equity 0.10
Net Profit Margin 4.38
Operating Profit Margin 4.59
Go Digit General Insurance Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 424.94 | 181.68 | 35.55 | -295.85 | -122.76 |
| Profit After Tax | 424.94 | 181.68 | 35.55 | -295.85 | -122.76 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 161.56 | 162.75 | 162 | 148.50 | 102.41 |
| Total Current Assets | 1,835.36 | 1,388.06 | 938.49 | 651.87 | 471.49 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 1,604.03 | 1,720.47 | 2,249.75 | 2,479 | 1,563.37 |
| Net Cash Used In Investing Activities | -2,837.43 | -1,985.88 | -2,514.29 | -3,487.20 | -1,636.61 |
| Net Cash Used In Financing Activities | 1,092.04 | 342.15 | 397.07 | 994.84 | 158.88 |
No data available
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 2,488.04 | 2,235.97 | 2,594.55 | 2,436.38 | 2,234.35 |
| Total Expenses | 2,353.20 | 2,076.55 | 2,803.56 | 2,317.93 | 2,144.94 |
| Profit Before Tax | 135.60 | 160.66 | 115.61 | 118.52 | 89.47 |
| Profit After Tax | 135.60 | 138.33 | 115.61 | 118.52 | 89.47 |
| Operating Profit after Depreciation | 135.60 | 160.66 | 115.61 | 118.52 | 89.47 |
Go Digit General Insurance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 334.30
S2 325.50
S3 318.15
Pivot 341.65
R1 350.45
R2 357.80
R3 366.60
Moving Average
20 SMA 350.70
50 SMA 353.58
100 SMA 355.61
200 SMA 335.60
Go Digit General Insurance Ltd Corporate Actions
No available data
Go Digit General Insurance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Life Insurance Corporation of India | ₹858.35 | ₹5,42,906.18 |
| SBI Life Insurance Company Ltd | ₹2,004.90 | ₹2,01,032.36 |
| HDFC Life Insurance Company Ltd | ₹775.20 | ₹1,67,198.70 |
| ICICI Lombard General Insurance Company Ltd | ₹1,939.55 | ₹96,584.99 |
| ICICI Prudential Life Insurance Company Ltd | ₹635.65 | ₹92,010.52 |
Go Digit General Insurance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Invesco India Multicap Fund | 2.04% |
| Invesco India Smallcap Fund | 1.74% |
| SBI Innovative Opportunities Fund | 1.73% |
| Mirae Asset Multicap Fund | 1.72% |
| Mirae Asset Midcap Fund | 1.70% |
Go Digit General Insurance Ltd News
Go Digit General Insurance gains as Q2 PAT rises 30% YoY to Rs 117 cr
Go Digit General Insurance rose 1.08% to Rs 364.60 after the company's standalone net profit jumped 30.22% to Rs 116.51 crore in Q2 FY26, compared with Rs 89.47 crore in Q2 FY25.
29 Oct 2025, 12:22 pm
Go Digit General Insurance to discuss results
On 28 October 2025
16 Oct 2025, 11:07 am
Go Digit General Insurance climbs after strong Q1 numbers
Go Digit General Insurance rose 4.65% to Rs 359.90 after the company posted a healthy set of numbers for the quarter ended 30 June 2025 (Q1 FY26), marked by robust growth in premium collections and profitability.
29 Jul 2025, 03:36 pm
Volumes spurt at Go Digit General Insurance Ltd counter
Go Digit General Insurance Ltd registered volume of 140.77 lakh shares by 14:14 IST on NSE, a 44.97 fold spurt over two-week average daily volume of 3.13 lakh shares
29 Jul 2025, 02:30 pm
Volumes jump at Go Digit General Insurance Ltd counter
Go Digit General Insurance Ltd saw volume of 9.08 lakh shares by 10:46 IST on BSE, a 60.38 fold spurt over two-week average daily volume of 15037 shares
29 Jul 2025, 11:00 am
Go Digit General Insurance Ltd Stock Analysis
- Annual Net Profit for Go Digit General Insurance Ltd increased by 133.89% to ₹424.94 crore in FY 2025 from ₹181.68 crore in FY 2024.
- Promoter Shareholding in Go Digit General Insurance Ltd decreased by 0.01% in the most recent quarter, from 73.10% in June 2025 to 73.09% in September 2025.
- Go Digit General Insurance Ltd delivered a 1-year return of -1.15% compared to the Nifty 50, which provided a return of 5.10% as of the last trading session.
- Go Digit General Insurance Ltd share price moved down by 0.67% from its previous close of INR ₹343.10. The latest Go Digit General Insurance Ltd share price is INR ₹340.80.
- Go Digit General Insurance Ltd share price today has been at a low of 339.05 and a high of 344. Over the past 52 weeks, the Go Digit General Insurance Ltd share price has seen a low of 264.60 and a high of 381.40.
About Go Digit General Insurance Ltd
Go Digit General Insurance Ltd. is a digital-first general insurance company. It leverages technology to simplify insurance for customers. Operating in the Insurance sector within the Financial Services industry, the company specializes in providing simplified insurance solutions through its digital platform.
Go Digit began operations under the leadership of Kamesh Goyal, an insurance industry veteran. The company was founded in 2016 and received its insurance license in 2017. It is headquartered in Pune, Maharashtra. Go Digit has established itself as a significant player in India's Insurtech space.
The primary promoter is Kamesh Goyal who serves as chairman of the company. Go Digit Infoworks Services Private Limited holds 73.27% of the total stake. The promoter shareholding stands at 73.28%. Aadesh Goyal owns the remaining 0.01% stake from total shareholding. The other critical managerial promoters of the company include:
Go Digit is not the largest insurer by market share. However, it has achieved remarkable growth and is considered one of India's fastest-growing general insurance companies. The company ranks among the top 15 general insurers in terms of gross written premium (GWP).
The company's registered office is located at Shivajinagar, Pune, Maharashtra, 411005. Its Registrar (proposed for IPO) is KFin Technologies Limited.
The company has gained recognition for its innovative approach to insurance, using technology to simplify claims processes and policy issuance. It has pioneered several industry-first features. This includes smartphone-based self-inspection for motor insurance claims and introducing innovative covers like COVID-19 insurance during the pandemic.
Digital Transformation Leadership Go Digit has been at the forefront of digitalizing insurance processes in India. The company's influence is particularly evident in its paperless approach to insurance. It has successfully demonstrated that complex insurance processes can be simplified through technology. Their smartphone-based claim settlement process has influenced other insurers to adopt similar digital-first approaches. This is effectively pushing the entire industry toward digital transformation.
Product Innovation Impact The company has significantly influenced product development in the insurance sector. During the COVID-19 pandemic, Go Digit was the first to introduce specialized coronavirus coverage. This prompted other insurers to follow suit. Their innovative approach to customizing insurance products based on customer needs has encouraged the industry to move away from one-size-fits-all solutions to more personalized offerings.
Claims Process Revolution Go Digit's influence on claims processing has been revolutionary. Their introduction of self-inspection videos for motor insurance claims has set a new industry standard. These innovations have influenced other insurers to simplify their claims processes. In many cases, this reduces the traditional lengthy settlement periods to just a few hours. The company's seven-touch claim process has become a benchmark for efficient claims handling in the industry.
Technology Integration Leadership The company's successful implementation of artificial intelligence and machine learning in insurance processes has influenced the industry's approach to technology adoption. Their use of AI in fraud detection, customer service, and risk assessment has demonstrated the practical benefits of technology integration. This encourages other insurers to invest more heavily in technological infrastructure.
Customer Experience Transformation Go Digit has significantly influenced how insurance companies approach customer service. Their simple language policy documents, doing away with complex insurance jargon, have influenced the industry to adopt more customer-friendly communication. This has led to a broader industry shift towards transparency and simplicity in insurance documentation.
Market Competition Impact The company's success with its digital-first model has intensified market competition. This forces traditional insurers to modernize their operations. These modernized operations have resulted in increased investment in digital infrastructure across the industry. Also, this has accelerated the overall digital transformation of India's insurance sector.
Social Influence and Insurance Awareness Go Digit has played a crucial role in increasing insurance penetration in India, particularly among younger demographics. Their educational content and simplified approach to insurance have helped demystify insurance products for many first-time insurance buyers.
Workplace Culture Innovation The company's modern workplace culture and emphasis on innovation have influenced industry HR practices. Their approach to recruiting tech talent and fostering an innovation-friendly environment has set new standards. These standards are set for how insurance companies structure their organizations and manage human resources.
Sustainability and Environmental Impact Go Digit's paperless operations have influenced the industry's approach to environmental sustainability. Their successful demonstration of completely digital operations has encouraged other insurers to reduce their paper usage and adopt more environmentally friendly practices.
Go Digit General Insurance's influence extends far beyond its market share in the Indian insurance sector. The company has effectively catalyzed a digital revolution in the insurance industry, setting new standards for customer service, product innovation, and operational efficiency. Their success has demonstrated the viability of a technology-first approach in insurance. This encourages both established players and new entrants to embrace digital transformation.
Go Digit began operations under the leadership of Kamesh Goyal, an insurance industry veteran. The company was founded in 2016 and received its insurance license in 2017. It is headquartered in Pune, Maharashtra. Go Digit has established itself as a significant player in India's Insurtech space.
The primary promoter is Kamesh Goyal who serves as chairman of the company. Go Digit Infoworks Services Private Limited holds 73.27% of the total stake. The promoter shareholding stands at 73.28%. Aadesh Goyal owns the remaining 0.01% stake from total shareholding. The other critical managerial promoters of the company include:
- Jasleen Kohli
- Chandran Ratnaswami
- Rajendra Beri
- Vandana Gupta
Go Digit is not the largest insurer by market share. However, it has achieved remarkable growth and is considered one of India's fastest-growing general insurance companies. The company ranks among the top 15 general insurers in terms of gross written premium (GWP).
The company's registered office is located at Shivajinagar, Pune, Maharashtra, 411005. Its Registrar (proposed for IPO) is KFin Technologies Limited.
The company has gained recognition for its innovative approach to insurance, using technology to simplify claims processes and policy issuance. It has pioneered several industry-first features. This includes smartphone-based self-inspection for motor insurance claims and introducing innovative covers like COVID-19 insurance during the pandemic.
Influence of the Company
Go Digit General Insurance has emerged as a transformative force in India's insurance landscape since its inception in 2016. The company's innovative approach to insurance has disrupted traditional insurance practices. It has also set new benchmarks for the industry in terms of digitalization, customer experience, and product innovation.Digital Transformation Leadership Go Digit has been at the forefront of digitalizing insurance processes in India. The company's influence is particularly evident in its paperless approach to insurance. It has successfully demonstrated that complex insurance processes can be simplified through technology. Their smartphone-based claim settlement process has influenced other insurers to adopt similar digital-first approaches. This is effectively pushing the entire industry toward digital transformation.
Product Innovation Impact The company has significantly influenced product development in the insurance sector. During the COVID-19 pandemic, Go Digit was the first to introduce specialized coronavirus coverage. This prompted other insurers to follow suit. Their innovative approach to customizing insurance products based on customer needs has encouraged the industry to move away from one-size-fits-all solutions to more personalized offerings.
Claims Process Revolution Go Digit's influence on claims processing has been revolutionary. Their introduction of self-inspection videos for motor insurance claims has set a new industry standard. These innovations have influenced other insurers to simplify their claims processes. In many cases, this reduces the traditional lengthy settlement periods to just a few hours. The company's seven-touch claim process has become a benchmark for efficient claims handling in the industry.
Technology Integration Leadership The company's successful implementation of artificial intelligence and machine learning in insurance processes has influenced the industry's approach to technology adoption. Their use of AI in fraud detection, customer service, and risk assessment has demonstrated the practical benefits of technology integration. This encourages other insurers to invest more heavily in technological infrastructure.
Customer Experience Transformation Go Digit has significantly influenced how insurance companies approach customer service. Their simple language policy documents, doing away with complex insurance jargon, have influenced the industry to adopt more customer-friendly communication. This has led to a broader industry shift towards transparency and simplicity in insurance documentation.
Market Competition Impact The company's success with its digital-first model has intensified market competition. This forces traditional insurers to modernize their operations. These modernized operations have resulted in increased investment in digital infrastructure across the industry. Also, this has accelerated the overall digital transformation of India's insurance sector.
Social Influence and Insurance Awareness Go Digit has played a crucial role in increasing insurance penetration in India, particularly among younger demographics. Their educational content and simplified approach to insurance have helped demystify insurance products for many first-time insurance buyers.
Workplace Culture Innovation The company's modern workplace culture and emphasis on innovation have influenced industry HR practices. Their approach to recruiting tech talent and fostering an innovation-friendly environment has set new standards. These standards are set for how insurance companies structure their organizations and manage human resources.
Sustainability and Environmental Impact Go Digit's paperless operations have influenced the industry's approach to environmental sustainability. Their successful demonstration of completely digital operations has encouraged other insurers to reduce their paper usage and adopt more environmentally friendly practices.
Go Digit General Insurance's influence extends far beyond its market share in the Indian insurance sector. The company has effectively catalyzed a digital revolution in the insurance industry, setting new standards for customer service, product innovation, and operational efficiency. Their success has demonstrated the viability of a technology-first approach in insurance. This encourages both established players and new entrants to embrace digital transformation.
FAQ’s
What is the share price of Go Digit General Insurance Ltd today?
Go Digit General Insurance Ltd share price as on 15 Dec 2025 is ₹ 340.8
What is the Market Cap of Go Digit General Insurance Ltd?
The market cap of Go Digit General Insurance Ltd stock is ₹31,692.86 Cr.
What is the PE Ratio of Go Digit General Insurance Ltd?
The Price to Earnings (P/E) Ratio of Go Digit General Insurance Ltd is 62.87
What is the PB Ratio of Go Digit General Insurance Ltd?
The Price to Book (P/B) Ratio of Go Digit General Insurance Ltd is 6.24
What is the 52 week high of Go Digit General Insurance Ltd Share Price?
The 52 week high of Go Digit General Insurance Ltd share price stands at ₹381.40
What is the 52 week low of Go Digit General Insurance Ltd Share Price?
The 52 week low of Go Digit General Insurance Ltd share price stands at ₹264.60
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