Bank of India Q1 FY26 Results:
Net profit for the period declined 3% to ₹1830 crores in Q1 FY26, from ₹1888 crores in Q1 FY25. Net interest income for the quarter decreased 3% year-on-year to ₹6146 crores from ₹6353 crores.
About Bank of India
Bank of India (BoI) is a public sector bank in India. It provides a wide array of banking and financial services. It operates in the Banking and Financial Services sector. The bank was founded on 7th September, 1906, and has a long-standing presence in the industry with a history spanning many years. The headquarters is located in Bandra Kurla Complex, Mumbai, Maharashtra, India. Bank of India provides many services, which include home loans, personal loans, business loans and education loans. The bank also offers services like savings accounts and recurring deposits. +
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LOGINOver 1 Month
19.69%
Over 6 Months
24.94%
Over 1 Year
42.96%
Over 3 Years
98.32%
Bank of India Summary
Close ₹147.35
Open ₹147.25
High ₹150.05
Low ₹146.75
Volume 1,18,22,101
Net Turnover (in Cr) ₹175.52
52Wk High ₹150.05
52Wk Low ₹90.05
52Wk High / Low
90.05
150.05
Bank of India Fundamentals
Key Financial Data
Market Cap (in Cr) ₹67,083.56
EPS (TTM) 21.85
Book Value (BV) 161.60
Div. Yield 2.75 %
P/E (TTM) 6.74
Price/Book Value 0.91
Delivery % 42.33 %
Face Value 10
Key Ratios
PE Ratio 5.29
PB Ratio 0.69
EV to Sales 12.55
PEG Ratio 0.12
ROA 0.90
ROE 13.93
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Bank of India Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 80,412.44 | 67,306.47 | 55,142.86 | 46,291.46 | 47,750.38 |
| Total Expenses | 67,854.11 | 57,113.34 | 49,044.15 | 40,717.81 | 44,472.56 |
| Profit Before Tax | 12,771.03 | 10,375.17 | 6,055.96 | 5,654.84 | 3,159.59 |
| Profit After Tax | 9,552.17 | 6,566.57 | 3,839.34 | 3,487.31 | 2,080.56 |
| Operating Profit After Depreciation | 12,558.33 | 10,193.13 | 6,098.71 | 5,573.65 | 3,277.81 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 11,865.11 | 10,177.51 | 9,950.13 | 9,570.11 | 8,637.09 |
| Total Assets | 10,56,425.01 | 9,24,280.35 | 8,26,035.75 | 7,43,131.33 | 7,32,790.10 |
| Total Shareholder's Fund | 80,725.75 | 70,581.25 | 60,432.94 | 56,521.85 | 49,980.23 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 18,534.45 | -4,436.94 | -7,045.04 | -35,486.91 | 37,868 |
| Net Cash Used In Investing Activities | -854.48 | -991.05 | -521.34 | -643.95 | -181.60 |
| Net Cash Used In Financing Activities | 34.24 | 3,867.67 | 540.77 | 1,146.13 | 2,398.16 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 79,819.92 | 66,804.34 | 54,747.61 | 45,954.56 | 47,441.30 |
| Total Expenses | 67,385.47 | 56,705.28 | 48,518.30 | 40,387.80 | 44,204.60 |
| Profit Before Tax | 12,434.45 | 10,099.07 | 6,229.31 | 5,566.76 | 3,236.71 |
| Profit After Tax | 9,219.02 | 6,317.92 | 4,022.94 | 3,404.70 | 2,160.30 |
| Operating Profit After Depreciation | 12,434.45 | 10,099.07 | 6,229.31 | 5,566.76 | 3,236.71 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 11,759.92 | 10,078.81 | 9,852.43 | 9,489.56 | 8,550.27 |
| Total Assets | 10,42,581.95 | 9,12,597.92 | 8,15,555.61 | 7,34,614.01 | 7,25,856.45 |
| Total Shareholder's Fund | 78,601.44 | 68,880.67 | 58,970.61 | 55,131.24 | 48,685.59 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 18,241.81 | -2,933.30 | -5,799.42 | -35,316.27 | 38,063.06 |
| Net Cash Used In Investing Activities | -820.81 | -1,890.22 | -1,345.02 | -834.66 | -336.86 |
| Net Cash Used In Financing Activities | -77.22 | 3,365.34 | -17.88 | 1,127.90 | 2,398.16 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 3,360.82 | 2,439 | 3,551.26 | 3,446.65 | 3,138.36 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 3,379.61 | 2,913.30 | 3,547.17 | 3,398.87 | 3,104.36 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Bank of India Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 146.05
S2 144.75
S3 142.75
Pivot 148.05
R1 149.35
R2 151.35
R3 152.65
Moving Average
20 SMA 139.93
50 SMA 128.41
100 SMA 121.43
200 SMA 115.81
Bank of India Corporate Actions
Bank of India
₹4.05/Share
Announcement Date 20 Jun 2025
Record Date 20 Jun 2025
Div Yield 40%
Bank of India Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹996.80 | ₹15,33,056.29 |
| ICICI Bank Ltd | ₹1,378.90 | ₹9,85,552.04 |
| State Bank of India | ₹973.20 | ₹8,98,323.70 |
| Kotak Mahindra Bank Ltd | ₹2,102.20 | ₹4,18,075.65 |
| Axis Bank Ltd | ₹1,249.35 | ₹3,87,737.72 |
Bank of India Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Aditya Birla SL PSU Equity Fund | 3.51% |
| SBI Banking & Financial Services Fund | 2.74% |
| DSP Midcap Fund | 1.38% |
| Tata Arbitrage Fund | 0.51% |
| Nippon India Growth Mid Cap Fund | 0.49% |
Bank of India News
Bank of India up for third straight session
Bank of India is quoting at Rs 135.72, up 4.19% on the day as on 12:49 IST on the NSE. The stock is up 36.77% in last one year as compared to a 6.88% jump in NIFTY and a 22.99% jump in the Nifty PSU Bank index.
23 Oct 2025, 01:05 pm
Bank of India ends higher after Q2 PAT jumps 8% YoY to Rs 2,554 cr
Bank of India jumped 5.23% to settle at Rs 129.75 after the company's standalone net profit jumped 7.6% to Rs 2,554.57 crore on 3.8% increase in total income to Rs 20,625.92 crore in Q2 FY26 over Q2 FY25.
20 Oct 2025, 05:45 pm
Bank of India to hold board meeting
On 17 October 2025
14 Oct 2025, 10:12 am
Bank of India EGM scheduled
On 7 November 2025
10 Oct 2025, 12:35 pm
Bank of India gains as global business spurts 12% YoY in Q2 FY26
Bank of India rose 1.11% to Rs 127.15 after the bank's global business surged 11.80% YoY to Rs 15,61,888 crore Q2 FY26, up from Rs 13,97,100 crore in the same quarter last year.
07 Oct 2025, 10:20 am
Bank of India Stock Analysis
- Annual revenue for Bank of India increased by 19.48% to ₹79,819.92 crore in FY 2025 from ₹66,804.34 crore in FY 2024.
- Annual Net Profit for Bank of India increased by 45.92% to ₹9,219.02 crore in FY 2025 from ₹6,317.92 crore in FY 2024.
- Promoter Shareholding in Bank of India remains unchanged by 0.00% in the most recent quarter, from 73.38% in June 2025 to 73.38% in September 2025.
- Bank of India delivered a 1-year return of 42.96% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- Bank of India share price moved up by 0.34% from its previous close of INR ₹147.35. The latest Bank of India share price is INR ₹147.85.
- Bank of India share price today has been at a low of 146.21 and a high of 148.70. Over the past 52 weeks, the Bank of India share price has seen a low of 90.05 and a high of 150.05.
About Bank of India
Bank of India (BoI) is a public sector bank in India. It provides a wide array of banking and financial services. These services include personal and business banking. This means it has loans, deposits, cards, insurance, and investment products.
It operates in the Banking and Financial Services sector. Bank of India was established on September 7, 1906. With a history spanning many years, it has a long-standing presence in the industry. The headquarters of the Bank of India is located in the Bandra Kurla Complex, Mumbai, Maharashtra, India. This strategic location places it at the heart of India’s financial capital. The primary promoter of the Bank of India is the Government of India at 73.38%, ensuring robust support and stability.
Bank of India offers a diverse range of products. It offers home loans, personal loans, business loans, MSME loans, and education loans. There are also services for savings accounts, fixed deposits, and recurring deposits. The bank also does Internet banking and mobile banking. It also provides debit cards and credit cards. The bank also provides life insurance and general insurance services. There are also services for investments like Mutual funds and government bonds. It also provides NRI Services like accounts and investment options for Non-Resident Indians.
The registered office is located at Star House, C-5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra, India. The bank is managed by a Board of Directors, with key positions held by senior officials appointed by the Government of India. Here are the main managing promoters of the bank:
Early Years and Establishment Bank of India was founded with a paid-up capital of ₹5 million and 50 employees. The founders envisioned a bank that would cater to the financial needs of the Indian population. It will be adhering to high standards of integrity and service. The bank’s first office was in Mumbai, which was then the commercial capital of India. From its start, the Bank of India focused on providing superior banking services. This helped it quickly gain the trust and confidence of its customers.
Pre-Independence Era During the pre-independence era, the Bank of India played a crucial role in supporting the Indian economy. It provided financial assistance to various sectors, including agriculture, industry, and trade. The bank’s commitment to serving the nation was evident in its efforts to support the economic activities of the time. Despite the challenges posed by colonial rule, the Bank of India continued to grow and expand its operations.
Post-Independence and Nationalization After India gained independence in 1947, the Bank of India continued to play a vital role in the country’s economic development. The bank’s growth route took a significant turn on July 19, 1969. It was nationalized along with 13 other major banks. Nationalization marked a new chapter in the bank’s history. It became a public sector bank under the ownership and control of the Government of India. This move aimed to ensure that banking services reached the masses and contributed to the socio-economic development of the country.
Expansion and Technological Advancements Post-nationalization, the Bank of India embarked on an ambitious expansion plan. It opened numerous branches across India, including rural and semi-urban areas. This ensured that banking services were accessible to a broader population. The bank also ventured into international markets, establishing branches in key financial centres around the world. Today, the Bank of India has a presence in 15 foreign countries. It has 47 branches/offices, including subsidiaries and joint ventures.
Bank of India has been at the forefront of adopting technological advancements to enhance its services. In 1989, it became the first nationalized bank to establish a fully computerized branch and ATM facility at its Mahalaxmi Branch in Mumbai. The bank is also a founding member of SWIFT (Society for Worldwide Interbank Financial Telecommunications). This facilitates cost-effective financial processing and communication services.
Innovations and Contributions Over the years, the Bank of India has introduced several innovative services and systems. It pioneered the Health Code System in 1982 for evaluating and rating its credit portfolio. The bank has also been proactive in implementing various government schemes aimed at financial inclusion. This includes the Pradhan Mantri Jan Dhan Yojana (PMJDY). The scheme has brought millions of unbanked individuals into the formal banking system.
Bank of India’s journey from a single office in Mumbai to a global banking institution is big. It is proof of its resilience, innovation, and commitment to excellence. The bank has a rich history spanning over a century. It has significantly contributed to India’s economic development and financial inclusion. Bank of India remains a pillar of strength and trust for its customers, both in India and abroad.
It operates in the Banking and Financial Services sector. Bank of India was established on September 7, 1906. With a history spanning many years, it has a long-standing presence in the industry. The headquarters of the Bank of India is located in the Bandra Kurla Complex, Mumbai, Maharashtra, India. This strategic location places it at the heart of India’s financial capital. The primary promoter of the Bank of India is the Government of India at 73.38%, ensuring robust support and stability.
Bank of India offers a diverse range of products. It offers home loans, personal loans, business loans, MSME loans, and education loans. There are also services for savings accounts, fixed deposits, and recurring deposits. The bank also does Internet banking and mobile banking. It also provides debit cards and credit cards. The bank also provides life insurance and general insurance services. There are also services for investments like Mutual funds and government bonds. It also provides NRI Services like accounts and investment options for Non-Resident Indians.
The registered office is located at Star House, C-5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra, India. The bank is managed by a Board of Directors, with key positions held by senior officials appointed by the Government of India. Here are the main managing promoters of the bank:
- M R Kumar
- Rajneesh Karnatak
- P R Rajagopal
- M Karthikeyan
- Rajiv Mishra
History of the Bank
Bank of India (BoI) is one of India’s oldest and most respected financial institutions. It was established on September 7, 1906, by a group of eminent businessmen from Mumbai. The bank has grown from a single office to a global entity with a significant presence in the banking sector.Early Years and Establishment Bank of India was founded with a paid-up capital of ₹5 million and 50 employees. The founders envisioned a bank that would cater to the financial needs of the Indian population. It will be adhering to high standards of integrity and service. The bank’s first office was in Mumbai, which was then the commercial capital of India. From its start, the Bank of India focused on providing superior banking services. This helped it quickly gain the trust and confidence of its customers.
Pre-Independence Era During the pre-independence era, the Bank of India played a crucial role in supporting the Indian economy. It provided financial assistance to various sectors, including agriculture, industry, and trade. The bank’s commitment to serving the nation was evident in its efforts to support the economic activities of the time. Despite the challenges posed by colonial rule, the Bank of India continued to grow and expand its operations.
Post-Independence and Nationalization After India gained independence in 1947, the Bank of India continued to play a vital role in the country’s economic development. The bank’s growth route took a significant turn on July 19, 1969. It was nationalized along with 13 other major banks. Nationalization marked a new chapter in the bank’s history. It became a public sector bank under the ownership and control of the Government of India. This move aimed to ensure that banking services reached the masses and contributed to the socio-economic development of the country.
Expansion and Technological Advancements Post-nationalization, the Bank of India embarked on an ambitious expansion plan. It opened numerous branches across India, including rural and semi-urban areas. This ensured that banking services were accessible to a broader population. The bank also ventured into international markets, establishing branches in key financial centres around the world. Today, the Bank of India has a presence in 15 foreign countries. It has 47 branches/offices, including subsidiaries and joint ventures.
Bank of India has been at the forefront of adopting technological advancements to enhance its services. In 1989, it became the first nationalized bank to establish a fully computerized branch and ATM facility at its Mahalaxmi Branch in Mumbai. The bank is also a founding member of SWIFT (Society for Worldwide Interbank Financial Telecommunications). This facilitates cost-effective financial processing and communication services.
Innovations and Contributions Over the years, the Bank of India has introduced several innovative services and systems. It pioneered the Health Code System in 1982 for evaluating and rating its credit portfolio. The bank has also been proactive in implementing various government schemes aimed at financial inclusion. This includes the Pradhan Mantri Jan Dhan Yojana (PMJDY). The scheme has brought millions of unbanked individuals into the formal banking system.
Bank of India’s journey from a single office in Mumbai to a global banking institution is big. It is proof of its resilience, innovation, and commitment to excellence. The bank has a rich history spanning over a century. It has significantly contributed to India’s economic development and financial inclusion. Bank of India remains a pillar of strength and trust for its customers, both in India and abroad.
FAQ’s
What is the share price of Bank of India today?
Bank of India share price as on 18 Nov 2025 is ₹ 147.85
What is the Market Cap of Bank of India?
The market cap of Bank of India stock is ₹67,083.56 Cr.
What is the PE Ratio of Bank of India?
The Price to Earnings (P/E) Ratio of Bank of India is 5.29
What is the PB Ratio of Bank of India?
The Price to Book (P/B) Ratio of Bank of India is 0.69
What is the 52 week high of Bank of India Share Price?
The 52 week high of Bank of India share price stands at ₹150.05
What is the 52 week low of Bank of India Share Price?
The 52 week low of Bank of India share price stands at ₹90.05
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