Tata Retirement Savings Fund - Conservat-Dir (G) logo

Tata Retirement Savings Fund Conservat Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹37.67 as on 17 Nov 2025

RiskModerately High

Fund Size₹175.29Cr

NAV₹37.67 as on 17 Nov 2025
RiskModerately High
Fund Size₹175.29Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹1,000

Exit Load

Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.

Basic Details

Age

12 years 10 months (Since Jan 08, 2013)

Return since Launch

9.91%

Expense ratio

0.98%

Type

OPEN

AUM (Fund Size)

₹175.29

Risk Grade

Moderately High

Benchmark

CRISIL Short Term Debt Hybrid 75+25 Index

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Murthy Nagarajan

Experience:

Prior to joining Quantum AMC he has worked with Tata AMC, Mirae Asset Global Investment India Ltd. and Tata Asset Management Ltd.

Asset Allocation

GSEC2034 20.24%

GSEC2030 8.87%

GSEC2027 8.78%

Reverse Repo 6.97%

GSEC2052 5.79%

GSEC2026 5.74%

Jamnagar Utiliti 5.69%

GSEC2027 2.94%

Shivshakti Securitisation Trust 2.89%

Bharti Telecom 2.86%

Net CA & Others 0.70%

See All
Scheme Holding Summary

Govt. Securities

Debt Others

Jamnagar Utilities & Power Pvt Ltd

5.69%

Bharti Telecom Ltd

2.86%

Banks

Refineries

Aerospace & Defence

Tobacco Products

ITC Ltd

1.34%

E-Commerce/App based Aggregator

IT - Software

Alcoholic Beverages

Financial Services

BSE Ltd

1.02%

Printing & Stationery

Finance

FMCG

Gas Distribution

Plantation & Plantation Products

Auto Ancillaries

Cables

Consumer Durables

Diamond, Gems and Jewellery

Crude Oil & Natural Gas

Realty

Infrastructure Developers & Operators

Marine Port & Services

Leather

Healthcare

Capital Goods-Non Electrical Equipment

Retail

Trent Ltd

0.32%

Automobile

Insurance

Chemicals

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#9 in India
Total AUM₹2,17,939.09Cr
Date of Incorporation15 Mar 1994
Tata Retirement Savings Fund Conservat Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 08 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹2,17,939.09 Cr and the Latest NAV as of 17 Nov 2025 is ₹37.67.
The Tata Retirement Savings Fund Conservat Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment..
...Read more
Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns6.59%3.17%1.63%0.79%
Category average7.78%4.25%2.47%-
Rank within category171813-

FAQ’s

What kind of returns does Tata Retirement Savings Fund Conservat Direct Growth provide?

Tata Retirement Savings Fund Conservat Direct Growth has given a return of 9.82% in the past 3 years.

What is the expense ratio charged by Tata Retirement Savings Fund Conservat Direct Growth?

The Expense Ratio charged by Tata Retirement Savings Fund Conservat Direct Growth is 0.98%.

What is the AUM size of Tata Retirement Savings Fund Conservat Direct Growth?

The AUM size of Tata Retirement Savings Fund Conservat Direct Growth is ₹175.29Cr.

What is the minimum SIP amount that you can invest in Tata Retirement Savings Fund Conservat Direct Growth?

₹500 is the minimum SIP amount that you can invest in Tata Retirement Savings Fund Conservat Direct Growth .

What are the top stock holdings of Tata Retirement Savings Fund Conservat Direct Growth?

The top stock holdings of Tata Retirement Savings Fund Conservat Direct Growth include

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*By clicking, I agree to the T&C and Whatsapp updates.