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SBI Banking and PSU Fund Direct Growth

SBI Banking and PSU Fund Direct Growth

NAV ₹3,400.88 as on 17 Nov 2025

RiskModerate

Fund Size₹4,227.55Cr

NAV	₹3,400.88 as on 17 Nov 2025
Risk	Moderate
Fund Size	₹4,227.55Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹1,000

Exit Load

Nil

Basic Details

Age

12 years 10 months (Since Jan 08, 2013)

Return since Launch

7.96%

Expense ratio

0.39%

Type

OPEN

AUM (Fund Size)

₹4,227.55

Risk Grade

Moderate

Benchmark

Nifty Banking & PSU Debt Index A-II

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Ardhendu Bhattacharya

Experience:

Mr. Ardhendu Bhattacharya (Fixed Income Dealer) joined SBIFML in April 2019. He has over 13 years of experience in finance sector. Prior to joining SBIFML, he was previously associated with following entities. ICICI Bank Limited (June 2014 - April 2019) - Primarily involved in trading in money markets and short term corporate bonds Citibank N.A. ( April 2010 - June 2013) - Principally handled currency and trade sales

Asset Allocation

Currently, data not available

See All

N A B A R D 7.24%

ONGC Petro Add. 6.58%

S I D B I 6.36%

Power Grid Corpn 5.88%

GSEC2034 5.63%

AU Small Finance 5.09%

I R F C 4.73%

GAIL (India) 4.21%

NABFID 4.10%

GSEC2055 7.24 4.03%

Nuclear Power Co 3.97%

TREPS 3.84%

ICICI Bank 3.81%

Power Fin.Corpn. 3.59%

India Infra Fin 3.57%

National High 3.03%

Equitas Sma. Fin 2.78%

HDFC Bank 2.34%

Bank of Baroda 2.32%

Punjab 2032 7.73 2.32%

Net CA & Others 2.22%

REC Ltd 2.05%

Bank of Baroda 1.80%

E X I M Bank 1.55%

NHPC Ltd 1.44%

Canara Bank 1.16%

GSEC2030 6.01 1.06%

GSEC2035 1.05%

NTPC 0.71%

Punjab Natl.Bank 0.59%

GSEC2031 0.37%

CDMDF-A2 0.34%

Canara Bank 0.24%

See All

Scheme Holding Summary

Debt Others

85.54%

Govt. Securities

14.46%

See All

Debt Others

National Bank for Agriculture & Rural Development

7.24%

ONGC Petro Additions Ltd

6.58%

Small Industries Development Bank of India Ltd

6.36%

Power Grid Corporation of India Ltd

5.88%

AU Small Finance Bank Ltd

5.09%

Indian Railway Finance Corporation Ltd

4.73%

GAIL (India) Ltd

4.21%

National Bank for Financing Infrast. & Development

4.10%

Nuclear Power Corporation of India Ltd

3.97%

ICICI Bank Ltd

3.81%

Power Finance Corporation Ltd

3.59%

India Infrastructure Finance Company Ltd

3.57%

National Highways Infra Trust

3.03%

Equitas Small Finance Bank Ltd

2.78%

HDFC Bank Ltd

2.34%

Bank of Baroda

2.32%

REC Ltd

2.05%

Bank of Baroda

1.80%

Export-Import Bank of India

1.55%

NHPC Ltd

1.44%

Canara Bank

1.16%

NTPC Ltd

0.71%

Punjab National Bank

0.59%

Canara Bank

0.24%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderate Risk

Fund house & investment objective

SBI MUTUAL FUND

Rank (total assets)	#1 in India
Total AUM	₹12,07,585.39Cr

Date of Incorporation	07 Feb 1992

SBI Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 08 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹12,07,585.39 Cr and the Latest NAV as of 17 Nov 2025 is ₹3,400.88.
The SBI Banking and PSU Fund Direct Growth is rated Moderate. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil.

Returns and Rankings

Category: Debt Banking and PSU Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	8.56%	2.56%	1.17%	0.64%
Category average	7.82%	2.43%	1.16%	-
Rank within category	4	6	14	-

FAQ’s

What kind of returns does SBI Banking and PSU Fund Direct Growth provide?

SBI Banking and PSU Fund Direct Growth has given a return of 7.89% in the past 3 years.

What is the expense ratio charged by SBI Banking and PSU Fund Direct Growth?

The Expense Ratio charged by SBI Banking and PSU Fund Direct Growth is 0.39%.

What is the AUM size of SBI Banking and PSU Fund Direct Growth?

The AUM size of SBI Banking and PSU Fund Direct Growth is ₹4,227.55Cr.

What is the minimum SIP amount that you can invest in SBI Banking and PSU Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in SBI Banking and PSU Fund Direct Growth .

What are the top stock holdings of SBI Banking and PSU Fund Direct Growth?

The top stock holdings of SBI Banking and PSU Fund Direct Growth include , National Bank for Agriculture & Rural Development , ONGC Petro Additions Ltd , Small Industries Development Bank of India Ltd and Power Grid Corporation of India Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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SBI Banking and PSU Fund Direct Growth

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does SBI Banking and PSU Fund Direct Growth provide?

What is the expense ratio charged by SBI Banking and PSU Fund Direct Growth?

What is the AUM size of SBI Banking and PSU Fund Direct Growth?

What is the minimum SIP amount that you can invest in SBI Banking and PSU Fund Direct Growth?

What are the top stock holdings of SBI Banking and PSU Fund Direct Growth?

SBI Banking and PSU Fund Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does SBI Banking and PSU Fund Direct Growth provide?

What is the expense ratio charged by SBI Banking and PSU Fund Direct Growth?

What is the AUM size of SBI Banking and PSU Fund Direct Growth?

What is the minimum SIP amount that you can invest in SBI Banking and PSU Fund Direct Growth?

What are the top stock holdings of SBI Banking and PSU Fund Direct Growth?

Open FREE
3-in-1 Account

Start SIPs at just
₹100