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Nippon India Banking and PSU Fund Direct Growth

Nippon India Banking and PSU Fund Direct Growth

NAV ₹22.08 as on 17 Nov 2025

RiskModerate

Fund Size₹5,527.93Cr

NAV	₹22.08 as on 17 Nov 2025
Risk	Moderate
Fund Size	₹5,527.93Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹1,000

Exit Load

Nil

Basic Details

Age

10 years 6 months (Since May 15, 2015)

Return since Launch

7.82%

Expense ratio

0.38%

Type

OPEN

AUM (Fund Size)

₹5,527.93

Risk Grade

Moderate

Benchmark

CRISIL Banking and PSU Debt A-II Index

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Pranay Sinha

Experience:

He has an overall experience of around 13 years in financial markets. Prior to joining ABSLAMC, he was working as a Trader - Interest Rates in BNP Paribas Bank (October 2010 - August, 2014). He has also worked with Morgan Stanley Investment Management Private Limited (March 2008 - October 2010) and ICICI Prudential Asset Management Company Limited (October 2005 - March 2008).

Asset Allocation

Currently, data not available

See All

N A B A R D 9.09%

REC Ltd 8.60%

I R F C 8.48%

S I D B I 8.21%

Natl. Hous. Bank 7.80%

Power Fin.Corpn. 6.44%

Power Grid Corpn 3.68%

GSEC 3.55%

HDFC Bank 3.41%

TREPS 3.03%

GSEC 2.85%

GSEC 2.76%

E X I M Bank 2.76%

ICICI Bank 2.25%

Net CA & Others 2.01%

GSEC 1.95%

Nuclear Power Co 1.86%

Siddhivinayak Securitisation Trust 1.83%

NTPC 1.82%

Power Fin.Corpn. 1.49%

GSEC 1.37%

NABFID 1.25%

GSEC 1.12%

SBI Gen. Insur. 0.93%

Aditya Birla Cap 0.92%

Shivshakti Securitisation Trust 0.92%

HDB FINANC SER 0.91%

Bharti Telecom 0.91%

GSEC 0.76%

Kotak Mahindra P 0.74%

GSEC 0.55%

GSEC 0.48%

National Highway 0.47%

GSEC 0.47%

Bajaj Finance 0.45%

GSEC 0.45%

L&T Metro Rail 0.45%

National High 0.37%

Numaligarh Ref 0.36%

CDMDF (Class A2) 0.30%

GSEC 0.28%

GSEC 0.27%

GSEC 0.26%

GSEC 0.19%

GSEC 0.18%

M & M Fin. Serv. 0.10%

GSEC 0.09%

GSEC 0.08%

GSEC 0.06%

GSEC 0.05%

C C I 0.03%

GSEC 0.02%

GSEC 0.01%

NHPC Ltd 0.00%

Interest Rate Swaps Receive Floating -0.02%

See All

Scheme Holding Summary

Debt Others

81.88%

Govt. Securities

18.13%

Derivatives - Index

-0.02%

See All

Debt Others

National Bank for Agriculture & Rural Development

9.09%

REC Ltd

8.60%

Indian Railway Finance Corporation Ltd

8.48%

Small Industries Development Bank of India Ltd

8.21%

National Housing Bank

7.80%

Power Finance Corporation Ltd

6.44%

Power Grid Corporation of India Ltd

3.68%

HDFC Bank Ltd

3.41%

Export-Import Bank of India

2.76%

ICICI Bank Ltd

2.25%

Nuclear Power Corporation of India Ltd

1.86%

NTPC Ltd

1.82%

Power Finance Corporation Ltd

1.49%

National Bank for Financing Infrast. & Development

1.25%

SBI General Insurance Company Ltd

0.93%

Aditya Birla Capital Ltd

0.92%

HDB Financial Services Ltd

0.91%

Bharti Telecom Ltd

0.91%

Kotak Mahindra Prime Ltd

0.74%

National Highways Authority of India

0.47%

Bajaj Finance Ltd

0.45%

L&T Metro Rail (Hyderabad) Ltd

0.45%

National Highways Infra Trust

0.37%

Numaligarh Refinery Ltd

0.36%

Mahindra & Mahindra Financial Services Ltd

0.10%

Clearing Corporation of India Ltd

0.03%

NHPC Ltd

0.00%

Govt. Securities

Derivatives - Index

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderate Risk

Fund house & investment objective

NIPPON INDIA MUTUAL FUND

Rank (total assets)	#4 in India
Total AUM	₹6,63,683.96Cr

Date of Incorporation	24 Feb 1995

Nippon India Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 15 May 2015. The fund currently has an Asset Under Management(AUM) of ₹6,63,683.96 Cr and the Latest NAV as of 17 Nov 2025 is ₹22.08.
The Nippon India Banking and PSU Fund Direct Growth is rated Moderate. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil.

Returns and Rankings

Category: Debt Banking and PSU Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	8.41%	2.57%	1.23%	0.76%
Category average	7.82%	2.43%	1.16%	-
Rank within category	9	5	6	-

FAQ’s

What kind of returns does Nippon India Banking and PSU Fund Direct Growth provide?

Nippon India Banking and PSU Fund Direct Growth has given a return of 7.90% in the past 3 years.

What is the expense ratio charged by Nippon India Banking and PSU Fund Direct Growth?

The Expense Ratio charged by Nippon India Banking and PSU Fund Direct Growth is 0.38%.

What is the AUM size of Nippon India Banking and PSU Fund Direct Growth?

The AUM size of Nippon India Banking and PSU Fund Direct Growth is ₹5,527.93Cr.

What is the minimum SIP amount that you can invest in Nippon India Banking and PSU Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in Nippon India Banking and PSU Fund Direct Growth .

What are the top stock holdings of Nippon India Banking and PSU Fund Direct Growth?

The top stock holdings of Nippon India Banking and PSU Fund Direct Growth include , National Bank for Agriculture & Rural Development , REC Ltd , Indian Railway Finance Corporation Ltd and Small Industries Development Bank of India Ltd.

Get started with us today and
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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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Nippon India Banking and PSU Fund Direct Growth

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

Govt. Securities

Derivatives - Index

Debt Others

Govt. Securities

Derivatives - Index

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does Nippon India Banking and PSU Fund Direct Growth provide?

What is the expense ratio charged by Nippon India Banking and PSU Fund Direct Growth?

What is the AUM size of Nippon India Banking and PSU Fund Direct Growth?

What is the minimum SIP amount that you can invest in Nippon India Banking and PSU Fund Direct Growth?

What are the top stock holdings of Nippon India Banking and PSU Fund Direct Growth?

Nippon India Banking and PSU Fund Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

Govt. Securities

Derivatives - Index

Debt Others

Govt. Securities

Derivatives - Index

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does Nippon India Banking and PSU Fund Direct Growth provide?

What is the expense ratio charged by Nippon India Banking and PSU Fund Direct Growth?

What is the AUM size of Nippon India Banking and PSU Fund Direct Growth?

What is the minimum SIP amount that you can invest in Nippon India Banking and PSU Fund Direct Growth?

What are the top stock holdings of Nippon India Banking and PSU Fund Direct Growth?

Open FREE
3-in-1 Account

Start SIPs at just
₹100