ITI Banking and PSU Debt Fund - Direct (G) logo

ITI Banking and PSU Debt Fund Direct Growth

NAV ₹13.69 as on 17 Nov 2025

RiskModerate

Fund Size₹36.44Cr

NAV₹13.69 as on 17 Nov 2025
RiskModerate
Fund Size₹36.44Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹1,000

Exit Load

Nil

Basic Details

Age

5 years 1 months (Since Oct 22, 2020)

Return since Launch

6.38%

Expense ratio

0.15%

Type

OPEN

AUM (Fund Size)

₹36.44

Risk Grade

Moderate

Benchmark

CRISIL Banking and PSU Debt A-II Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Laukik Bagwe

Experience:

Over 19 years of experience in Fixed Income Market as detailed under: From November 2007 to Current: Vice President - DSPIM. From November 2003 to October 2007 - Derivium Capital & Securities Pvt. Ltd. - Head Fixed Income Trading -SLR & NONSLR Broking. From June 2000 to October 2003 - Birla Sunlife Securities Ltd. - Manager - SLR & NONSLR Broking.

Asset Allocation

Currently, data not available

See All

GSEC2035 17.59%

N A B A R D 9.07%

Nuclear Power Co 8.55%

Natl. Hous. Bank 8.37%

I R F C 8.34%

REC Ltd 8.34%

S I D B I 6.97%

NTPC 6.92%

Power Fin.Corpn. 6.91%

HDFC Bank 6.75%

Net CA & Others 5.50%

ICICI Bank 5.48%

TREPS 0.93%

CDMDF (Class A2) 0.28%

See All
Scheme Holding Summary

Debt Others

82.41%

Govt. Securities

17.59%

See All

Govt. Securities

Debt Others

National Bank for Agriculture & Rural Development

9.07%

Nuclear Power Corporation of India Ltd

8.55%

National Housing Bank

8.37%

REC Ltd

8.34%

Small Industries Development Bank of India Ltd

6.97%

NTPC Ltd

6.92%
See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderate Risk

Fund house & investment objective
Rank (total assets)#33 in India
Total AUM₹10,715.38Cr
Date of Incorporation10 Jan 2008
ITI Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by ITI Mutual Fund. This scheme was made available to investors on 22 Oct 2020. The fund currently has an Asset Under Management(AUM) of ₹10,715.38 Cr and the Latest NAV as of 17 Nov 2025 is ₹13.69.
The ITI Banking and PSU Debt Fund Direct Growth is rated Moderate. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil.
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Returns and Rankings

Category: Debt Banking and PSU Fund

1Y3Y5YAll
Fund returns7.99%2.49%1.24%1.25%
Category average7.82%2.43%1.16%-
Rank within category18164-

FAQ’s

What kind of returns does ITI Banking and PSU Debt Fund Direct Growth provide?

ITI Banking and PSU Debt Fund Direct Growth has given a return of 7.65% in the past 3 years.

What is the expense ratio charged by ITI Banking and PSU Debt Fund Direct Growth?

The Expense Ratio charged by ITI Banking and PSU Debt Fund Direct Growth is 0.15%.

What is the AUM size of ITI Banking and PSU Debt Fund Direct Growth?

The AUM size of ITI Banking and PSU Debt Fund Direct Growth is ₹36.44Cr.

What is the minimum SIP amount that you can invest in ITI Banking and PSU Debt Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in ITI Banking and PSU Debt Fund Direct Growth .

What are the top stock holdings of ITI Banking and PSU Debt Fund Direct Growth?

The top stock holdings of ITI Banking and PSU Debt Fund Direct Growth include , National Bank for Agriculture & Rural Development and Nuclear Power Corporation of India Ltd.

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.