Moneyview Ltd IPO

Large, growing and sticky user base with a flywheel effect for growth.

Data driven approach for user segmentation and risk assessment.

Strong technology and AI capabilities enabling scalable and efficient growth

Capital-light model with a diversified network of capital partners

The company's success depends on the company's ability to attract, engage and monetize new and existing users on the company's platform. Any failures to do so could have an adverse impact on the company's business, financial condition, cash flows and results of operations.

The company depends on cooperation with its Financial Partners. In the nine months period ended December 31, 2025 and Fiscals 2025, 2024 and 2023, the company's top ten Financial Partners contributed to 37.31%, 46.82%, 56.78% and 70.45% of the company's revenue from operations, respectively. The company's business may be negatively affected if its Financial Partners do not continue their relationship with the company, which could have an adverse impact on the company's business, financial condition, cash flows, results of operations and prospects.

The company has witnessed rapid growth in the past three years and may not be able to sustain its historical growth levels. Further, the company has a limited operating history across some of the company's products and services. The company may not be able to sustain its current growth levels in a cost-effective manner, which could adversely affect the company's business, financial condition, cash flows, results of operations and prospects.

Borrower defaults on loans facilitated through our platform under default loss guarantee ("DLG") arrangements may increase the company's default loss guarantee expense and adversely affect its financial performance.