ICICI Bank, the second-largest private sector bank in India, reported its Q4 FY25 on Saturday, 19th April 2025. In ICICI Bank Q4 results, the standalone net profit of ICICI Bank rose to ₹12,629.6 crore (beating estimates of ₹12,050 crore), which shows a YoY rise of 18% compared to ₹10,707.5 crore in the same quarter last year.
The private sector bank reported an 11% year-on-year increase in Net Interest Income (NII) for the last quarter of the reported financial year. It reached ₹21,193 crore (beating estimates of ₹20,955 crore), up 21.5% compared to ₹19,093 crore in the corresponding period of the previous year.
The Net NPA (Non-Performing Assets) ratio decreased to 0.39% as of Q4 FY25, compared to 0.42% as of Q3 FY24. This indicates an improvement in the bank’s asset quality, reflecting better loan recovery or lower additions to non-performing assets during the quarter.
However, the Net Interest Margin (NIM), a key indicator of profitability, increased to 4.41% in Q4 FY25 from 4.40% in Q4 FY24 a year ago and 4.25% in Q3 FY25.
ICICI Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of ICICI Bank’s latest quarterly results:
| Details | Q4 FY2024-25 | Q3 FY2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) |
| Total Income (₹ in crore) | ₹49,690.9 | ₹48,367.9 | ₹43,597.1 | 14% | 2.7% |
| Net profit (₹ in crore) | ₹12,629.6 | ₹11,792.4 | ₹10,707.5 | 18% | 7.1% |
| EPS (Diluted) | ₹17.6 | ₹16.45 | ₹15 | 17.4% | 7% |
ICICI Bank’s Financial Results Comparison with the Previous Year
Here is a table of annual data comparison of ICICI Bank Q4 2025 results:
| Details | FY2024-25 | FY2023-24 |
| Total Income (in crore) | ₹1,91,770.5 | ₹1,65,848.7 |
| Net profit (in crore) | ₹47,227 | ₹40,888.3 |
| EPS | ₹65.9 | ₹57.3 |
Key Updates from ICICI Bank Latest Financial Results
During the announcements of ICICI Bank Q4 results, the company’s management provided key updates regarding the upcoming quarters:
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Dividend of ICICI Bank 2025
During the announcement of ICICI Bank Q4 results, the Board has recommended a dividend of ₹11 per equity share with a face value of ₹2 each, subject to the necessary approvals. The dividend will be paid following approval by the shareholders at the upcoming Annual General Meeting (AGM) of the bank.
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Annual Renewal of Fundraising Limits
The Board has approved the annual renewal of fundraising limits, allowing the issuance of debt securities up to ₹250 billion through private placements in domestic markets and up to US$1.5 billion through bonds, notes, or offshore certificates of deposit in international markets, for one year.
Additionally, the Board has authorised the buyback of debt securities within the limits permitted by applicable law.
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Proposal of Stake Sale in NIIT-IFBI
The bank has proposed to sell its entire 18.8% shareholding in NIIT Institute of Finance Banking and Insurance Training Limited (NIIT-IFBI), an associate of the Bank, to a listed entity outside the ICICI Group.
The necessary details, as per the SEBI Listing Regulations and the SEBI Master Circular dated November 11, 2024, will be submitted once the proposal has been reviewed by the Board of Directors of the purchasing entity.
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Updates on ICICI Securities Delisting
ICICI Securities was delisted from the stock exchanges on March 24, 2025, and became a wholly-owned subsidiary of the bank. As part of the arrangement, the bank issued 5,60,08,117 equity shares with a face value of ₹2 each to the public shareholders of ICICI Securities.
The bank also recognised a securities premium of ₹6,887.6 crore, based on the market price of its equity shares on the effective date. In addition, the bank granted 29,60,270 options and 6,18,910 units to ICICI Securities’ employees.
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