{"id":8320,"date":"2025-05-30T20:06:14","date_gmt":"2025-05-30T14:36:14","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=8320"},"modified":"2025-07-21T19:06:44","modified_gmt":"2025-07-21T13:36:44","slug":"what-is-medium-duration-fund","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/","title":{"rendered":"Understanding Medium Duration Funds: A Smart Debt Investment"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p><span style=\"font-weight: 400;\">In the world of debt mutual funds, there are several categories based on the maturity of instruments. Among them, <\/span><b>medium duration fund<\/b><b>s<\/b><span style=\"font-weight: 400;\"> strike a balance between risk and return. They are ideal for investors seeking moderate risk with the potential for better returns than short-term debt funds, but with less volatility than long-duration funds. But many still ask, <\/span><b>what is medium duration fund,<\/b><span style=\"font-weight: 400;\"> and should they consider investing in one?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s break it down in simple terms and understand how <\/span><b>medium-term funds<\/b><span style=\"font-weight: 400;\"> work, who should invest, and what makes them unique.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Characteristics_of_Medium_Duration_Funds\"><\/span><span style=\"font-weight: 400;\">Key Characteristics of Medium Duration Funds<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The first thing to know about <\/span><b>medium duration fund<\/b><b>s<\/b><span style=\"font-weight: 400;\"> is their investment horizon. According to SEBI regulations, these funds invest in debt and money market instruments such that the <\/span><b>Macauley duration<\/b><span style=\"font-weight: 400;\"> of the portfolio is <\/span><b>between 3 to 4 years<\/b><span style=\"font-weight: 400;\">. Here are a few defining features:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Moderate Risk, Moderate Return<\/b><span style=\"font-weight: 400;\">: They are less volatile than long-term debt funds but offer better returns than short-term funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diverse Portfolio<\/b><span style=\"font-weight: 400;\">: These funds typically invest in a mix of <\/span><b>corporate bonds<\/b><span style=\"font-weight: 400;\">, government securities, and money market instruments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Interest Rate Sensitivity<\/b><span style=\"font-weight: 400;\">: Medium-term funds are impacted by changes in interest rates, but not as sharply as long-duration funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ideal for 3\u20134 Year Goals<\/b><span style=\"font-weight: 400;\">: They are best suited for investors with a medium-term investment horizon looking to park funds for goals that lie a few years ahead.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Working_Mechanism_of_Medium_Duration_Funds\"><\/span><span style=\"font-weight: 400;\">Working Mechanism of Medium Duration Funds<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">At their core, <\/span><a href=\"https:\/\/www.torusdigital.com\/mutual-funds\/debt-funds\/medium-duration-funds\"><b>medium-duration mutual funds<\/b><\/a><span style=\"font-weight: 400;\"> work like other debt <\/span><a href=\"https:\/\/www.torusdigital.com\/mutual-funds\"><b>mutual funds<\/b><\/a><span style=\"font-weight: 400;\">; they pool money from investors and invest primarily in fixed-income instruments. The fund manager constructs a portfolio with an average duration of 3\u20134 years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When interest rates fall, the price of existing bonds (with higher rates) goes up, boosting the NAV of the fund. Conversely, when interest rates rise, the value of the portfolio may decline. So, <\/span><b>interest rate risks<\/b><span style=\"font-weight: 400;\"> play a critical role here.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A <\/span><span style=\"font-weight: 400;\">medium duration fund<\/span><span style=\"font-weight: 400;\"> may also invest in higher-rated <\/span><b>corporate bonds<\/b><span style=\"font-weight: 400;\"> for better yields while maintaining a balance between risk and stability. Fund managers use a mix of strategies, such as yield curve positioning and duration management, to optimise returns.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Real-World_Examples_of_Medium_Duration_Funds\"><\/span><span style=\"font-weight: 400;\">Real-World Examples of Medium Duration Funds<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Imagine you invest \u20b91 lakh in a medium-duration mutual fund. The fund manager allocates your money to a mix of 4-year corporate bonds and 3-year government securities. The bonds yield an average of 7% annually. Over time, as interest rates shift, the fund\u2019s NAV might fluctuate, but your return will reflect the income from the bonds plus any capital gains (or losses).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some real-world examples of <\/span><b>medium-duration mutual funds<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">HDFC Medium Term Debt Fund<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ICICI Prudential Medium Term Bond Fund<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.torusdigital.com\/mutual-funds\/kotak-medium-term-fund-direct-growth\"><strong>Kotak Medium Term Fund<\/strong><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">(Note: Always read the scheme-related <\/span><b>documents carefully<\/b><span style=\"font-weight: 400;\"> before investing.)<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_a_Medium_Duration_Fund_Right_for_You\"><\/span><span style=\"font-weight: 400;\">Is a Medium Duration Fund Right for You?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Not all debt funds are created equal, and it\u2019s crucial to choose the one that matches your financial goals and risk profile. So, who is a <\/span><b>medium duration fund<\/b><span style=\"font-weight: 400;\"> ideal for?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investors with a 3\u20134 Year Horizon<\/b><span style=\"font-weight: 400;\">: If you\u2019re planning for a goal like buying a car, funding education, or creating a contingency corpus over the next few years, these funds work well.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Moderate Risk Tolerance<\/b><span style=\"font-weight: 400;\">: They carry more risk than liquid or ultra-short funds but are safer than long-term debt or <\/span><a href=\"https:\/\/www.torusdigital.com\/mutual-funds\/equity-funds\"><b>equity funds<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diversification Needs<\/b><span style=\"font-weight: 400;\">: If your portfolio is too equity-heavy, adding a <\/span><b>medium-duration mutual fund<\/b><span style=\"font-weight: 400;\"> can provide stability and reduce overall volatility.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tax-Efficient Investors<\/b><span style=\"font-weight: 400;\">: If held for more than three years, gains are taxed as long-term capital gains with indexation, making them more tax-efficient.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In short, <\/span><b>invest in a <\/b><b>medium<\/b><span style=\"font-weight: 400;\"> duration fund<\/span><span style=\"font-weight: 400;\"> if you want stable, inflation-beating returns without locking your money for too long.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To sum it up, <\/span><b>medium duration fund<\/b><b>s<\/b><span style=\"font-weight: 400;\"> are an excellent investment option for individuals looking to balance risk and return in their debt portfolio. They provide better returns than short-term funds and are less volatile than long-duration options.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Understanding the <\/span><b>medium duration fund meaning<\/b><span style=\"font-weight: 400;\"> helps investors make informed decisions about asset allocation and risk management. Whether you\u2019re saving for a medium-term goal or seeking diversification from equities, these funds deserve a place in your consideration set.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, like all investments, they are <\/span><b>subject to market risks<\/b><span style=\"font-weight: 400;\">, especially interest rate movements. It\u2019s essential to monitor performance, check the credit quality of instruments, and align your fund selection with your investment horizon.<\/span><\/p>\n\n    <div class=\"cscra-social square cscra-socials-679c8a1122c00\">\n        <a href=\"\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2Fmutual-funds%2Fwhat-is-medium-duration-fund%2F&t=Understanding+Medium+Duration+Funds%3A+A+Smart+Debt+Investment\" class=\"facebook\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Facebook\" target=\"_blank\"><i class=\"fa fa-facebook\"><\/i><\/a>\n        <a href=\"\/\/twitter.com\/intent\/tweet?text=Understanding+Medium+Duration+Funds%3A+A+Smart+Debt+Investment&url=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2Fmutual-funds%2Fwhat-is-medium-duration-fund%2F\" class=\"twitter\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Twitter\" target=\"_blank\"><i class=\"fa-brands fa-x-twitter\"><\/i><\/a>\n        <a href=\"https:\/\/api.whatsapp.com\/send?text=Understanding+Medium+Duration+Funds%3A+A+Smart+Debt+Investment - https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2Fmutual-funds%2Fwhat-is-medium-duration-fund%2F\" class=\"whatsapp\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On WhatsApp\" target=\"_blank\"><i class=\"fa fa-whatsapp\"><\/i><\/a>\n        <a href=\"\/\/www.linkedin.com\/shareArticle?mini=true&url=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2Fmutual-funds%2Fwhat-is-medium-duration-fund%2F&title=Understanding+Medium+Duration+Funds%3A+A+Smart+Debt+Investment\" class=\"linkedin\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Linkedin\" target=\"_blank\"><i class=\"fa fa-linkedin\"><\/i><\/a>\n    <\/div>\n<p>[vc_row_inner el_id=&#8221;faq_blog&#8221;]<br \/>\n[vc_column_inner]<br \/>\n[vc_custom_heading text=&#8221;Frequently Asked Questions&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23001316&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;]<br \/>\n[\/vc_column_inner]<br \/>\n[\/vc_row_inner]<\/p>\n<p>[vc_tta_accordion active_section=&#8221;1&#8243; el_id=&#8221;faq&#8221;]<\/p>\n<p>[vc_tta_section title=&#8221;How do medium-duration funds differ from short-duration funds in terms of performance and risk?&#8221; tab_id=&#8221;faq1&#8243;]<br \/>\n[vc_column_text css=&#8221;&#8221;]<br \/>\nMedium duration funds invest in debt instruments with an average maturity of 3\u20134 years, offering potentially higher returns than short-duration funds, which usually focus on assets with shorter maturity (1\u20133 years). However, they also come with slightly more risk.<br \/>\n[\/vc_column_text]<br \/>\n[\/vc_tta_section]<\/p>\n<p>[vc_tta_section title=&#8221;What\u2019s the recommended holding period for investing in medium-duration mutual funds?&#8221; tab_id=&#8221;faq2&#8243;]<br \/>\n[vc_column_text css=&#8221;&#8221;]<br \/>\nTo fully benefit from the interest accrual and limit volatility, the ideal holding period is at least 3\u20134 years. This matches the duration of the instruments in the fund.<br \/>\n[\/vc_column_text]<br \/>\n[\/vc_tta_section]<\/p>\n<p>[vc_tta_section title=&#8221;Are medium-duration funds a good way to balance an equity-focused portfolio?&#8221; tab_id=&#8221;faq3&#8243;]<br \/>\n[vc_column_text css=&#8221;&#8221;]<br \/>\nYes, medium duration funds provide stability and fixed income, making them a good hedge against equity market volatility. They can be part of a balanced investment strategy.<br \/>\n[\/vc_column_text]<br \/>\n[\/vc_tta_section]<\/p>\n<p>[\/vc_tta_accordion]<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BlogPosting\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/\"},\"headline\":\"What is a Medium Duration Fund? | Meaning, Benefits & Risks\",\"description\":\"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.\",\"image\":\"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp\",\"author\":{\"@type\":\"Organization\",\"name\":\"Torus Digital\",\"url\":\"https:\/\/www.torusdigital.com\/\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Torus Digital\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/dl4mfd6uvl13t.cloudfront.net\/static\/images\/webp\/logo.webp\"}},\"datePublished\":\"30-05-2025\",\"dateModified\":\"21-07-2025\"}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\/\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.torusdigital.com\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Toruscope\",\"item\":\"https:\/\/www.torusdigital.com\/toruscope\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Banking\",\"item\":\"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Understanding Medium Duration Funds: A Smart Debt Investment\",\"item\":\"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do medium-duration funds differ from short-duration funds in terms of performance and risk?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Medium duration funds invest in debt instruments with an average maturity of 3\u20134 years, offering potentially higher returns than short-duration funds, which usually focus on assets with shorter maturity (1\u20133 years). However, they also come with slightly more risk.\"}},{\"@type\":\"Question\",\"name\":\"What\u2019s the recommended holding period for investing in medium-duration mutual funds?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To fully benefit from the interest accrual and limit volatility, the ideal holding period is at least 3\u20134 years. This matches the duration of the instruments in the fund.\"}},{\"@type\":\"Question\",\"name\":\"Are medium-duration funds a good way to balance an equity-focused portfolio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, medium duration funds provide stability and fixed income, making them a good hedge against equity market volatility. They can be part of a balanced investment strategy.\"}}]}<\/script><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"In the world of debt mutual funds, there are several categories based on the maturity of instruments. Among them, medium duration funds strike a balance between risk and return. They are ideal for investors seeking moderate risk with the potential for better returns than short-term debt funds, but with less volatility than long-duration funds. But","protected":false},"author":1,"featured_media":8334,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-8320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a Medium Duration Fund? | Meaning, Benefits &amp; Risks<\/title>\n<meta name=\"description\" content=\"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Medium Duration Fund? | Meaning, Benefits &amp; Risks\" \/>\n<meta property=\"og:description\" content=\"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-30T14:36:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-21T13:36:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"466\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"torus\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"torus\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is a Medium Duration Fund? | Meaning, Benefits & Risks","description":"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/","og_locale":"en_US","og_type":"article","og_title":"What is a Medium Duration Fund? | Meaning, Benefits & Risks","og_description":"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.","og_url":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/","og_site_name":"Blog","article_published_time":"2025-05-30T14:36:14+00:00","article_modified_time":"2025-07-21T13:36:44+00:00","og_image":[{"width":1440,"height":466,"url":"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp","type":"image\/webp"}],"author":"torus","twitter_card":"summary_large_image","twitter_misc":{"Written by":"torus","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/","url":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/","name":"What is a Medium Duration Fund? | Meaning, Benefits & Risks","isPartOf":{"@id":"https:\/\/www.torusdigital.com\/toruscope\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/#primaryimage"},"image":{"@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/#primaryimage"},"thumbnailUrl":"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp","datePublished":"2025-05-30T14:36:14+00:00","dateModified":"2025-07-21T13:36:44+00:00","author":{"@id":"https:\/\/www.torusdigital.com\/toruscope\/#\/schema\/person\/468d817c6d51cdd85d58071858a47ce5"},"description":"Understand what is a medium duration fund how it works and who should invest. Learn about its benefits, risks and ideal investment horizon.","breadcrumb":{"@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/#primaryimage","url":"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp","contentUrl":"https:\/\/www.torusdigital.com\/toruscope\/wp-content\/uploads\/2025\/05\/What-is-medium-duration-fund.webp","width":1440,"height":466,"caption":"What is medium duration fund"},{"@type":"BreadcrumbList","@id":"https:\/\/www.torusdigital.com\/toruscope\/mutual-funds\/what-is-medium-duration-fund\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Toruscope","item":"https:\/\/www.torusdigital.com\/toruscope\/"},{"@type":"ListItem","position":2,"name":"Mutual Funds","item":"https:\/\/www.torusdigital.com\/toruscope\/.\/mutual-funds\/"},{"@type":"ListItem","position":3,"name":"Understanding Medium Duration Funds: A Smart Debt Investment"}]},{"@type":"WebSite","@id":"https:\/\/www.torusdigital.com\/toruscope\/#website","url":"https:\/\/www.torusdigital.com\/toruscope\/","name":"Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.torusdigital.com\/toruscope\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.torusdigital.com\/toruscope\/#\/schema\/person\/468d817c6d51cdd85d58071858a47ce5","name":"torus","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.torusdigital.com\/toruscope\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/09645f2c6ef6bbb3a78db22600040d547bed4438a393e0671d168d69d193bc19?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/09645f2c6ef6bbb3a78db22600040d547bed4438a393e0671d168d69d193bc19?s=96&d=mm&r=g","caption":"torus"},"sameAs":["https:\/\/stage.torusdigital.com\/blogs"],"url":"https:\/\/www.torusdigital.com\/toruscope\/author\/torus\/"}]}},"_links":{"self":[{"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/posts\/8320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/comments?post=8320"}],"version-history":[{"count":8,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/posts\/8320\/revisions"}],"predecessor-version":[{"id":11757,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/posts\/8320\/revisions\/11757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/media\/8334"}],"wp:attachment":[{"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/media?parent=8320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/categories?post=8320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.torusdigital.com\/toruscope\/wp-json\/wp\/v2\/tags?post=8320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}