{"id":6247,"date":"2025-04-30T18:36:56","date_gmt":"2025-04-30T13:06:56","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=6247"},"modified":"2025-10-10T16:21:33","modified_gmt":"2025-10-10T10:51:33","slug":"ujjivan-small-finance-bank-q4-results","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/quarterly-results\/ujjivan-small-finance-bank-q4-results\/","title":{"rendered":"Ujjivan Small Finance Bank Q4 Results Highlights: Net Profit Down 75% YoY, NIM Stands at 8.3%"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]Ujjivan Small Finance Bank<\/a> released its financial results for the fourth quarter of FY25 on Wednesday, April 30, 2025.<\/span>\u00a0<\/b><\/p>\n

In <\/span>Ujjivan Small Finance Bank Q4 results, the company reported a <\/span>net profit of \u20b983.4 crore<\/span> for Q4 FY25. This reflects a <\/span>significant year-on-year (YoY) decline <\/span>of <\/span>-75%<\/span> from \u20b9329.6 crore reported in the same quarter of the previous fiscal year.\u00a0<\/span><\/p>\n

For the Q4 FY25 period, the bank also reported a YoY <\/span>decline of -7.41%<\/span> in its net interest income (NII), which reached <\/span>\u20b9864.3 crore<\/span>, down from <\/span>\u20b9933.5 crore<\/span> in Q4 of the previous year.<\/span><\/p>\n

In addition, the bank shared in its <\/span>Q4 Ujjivan Small Finance Bank results that its net non-performing assets (NPA) <\/span>increased 99.7% to \u20b9152.4 crore<\/span> in Q4 FY25, from \u20b976.3 crore reported in the same quarter last year.<\/span><\/p>\n

<\/span>Ujjivan Small Finance Bank Ltd. Q4 Results Highlights<\/b><\/span><\/h2>\n

In this table, you will get an overview of <\/span>Ujjivan Small Finance Bank latest quarterly results:<\/p>\n\n\n\n\n\n\n
<\/td>\nQ4 FY2024-25<\/b><\/td>\nQ3 FY2024-25<\/b><\/td>\nQ4 FY2023-24<\/b><\/td>\nYoY Growth (%)<\/b><\/td>\nQoQ Growth (%)<\/b><\/td>\n<\/tr>\n
Total Income (\u20b9 in crore)<\/b><\/td>\n\u20b91,843<\/span><\/td>\n\u20b91,763.2<\/span><\/td>\n\u20b91,764.6<\/span><\/td>\n4.5%<\/span><\/td>\n4.5%<\/span><\/td>\n<\/tr>\n
Net profit (\u20b9 in crore)<\/b><\/td>\n\u20b983.4<\/span><\/td>\n\u20b9108.6<\/span><\/td>\n\u20b9329.6<\/span><\/td>\n-74.7%<\/span><\/td>\n-23.2%<\/span><\/td>\n<\/tr>\n
EPS (Diluted)<\/b><\/td>\n\u20b90.4<\/span><\/td>\n\u20b90.6<\/span><\/td>\n\u20b91.7<\/span><\/td>\n-76.5%<\/span><\/td>\n-33.3%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Ujjivan Small Finance Bank\u2019s Financial Results Comparison With the Previous Year<\/b><\/span><\/h2>\n

Here is a table of annual data comparison of <\/span>Ujjivan Small Finance Bank Q4 2025 results:<\/p>\n\n\n\n\n\n\n
<\/td>\nFY 2024-25<\/b><\/td>\nFY 2023-24<\/b><\/td>\n<\/tr>\n
Total Income (in crore)<\/b><\/td>\n\u20b97,200.6<\/span><\/td>\n\u20b96,464<\/span><\/td>\n<\/tr>\n
Net profit (in crore)<\/b><\/td>\n\u20b9726.1<\/span><\/td>\n\u20b91,281<\/span><\/td>\n<\/tr>\n
EPS<\/b><\/td>\n\u20b93.7<\/span><\/td>\n\u20b96.5<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Updates Shared By Ujjivan Small Finance Bank in Latest Financial Results\u00a0<\/b><\/span><\/h2>\n

During the announcements of <\/span>Ujjivan Small Finance Bank Q4 results, the company\u2019s management provided key updates regarding the upcoming quarters:<\/span><\/p>\n