{"id":4490,"date":"2025-03-29T05:32:59","date_gmt":"2025-03-29T00:02:59","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=4490"},"modified":"2025-08-19T11:37:37","modified_gmt":"2025-08-19T06:07:37","slug":"demat-vs-trading-vs-savings-accounts","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/3-in-1\/demat-vs-trading-vs-savings-accounts\/","title":{"rendered":"Demat vs. Trading vs. Savings Account: Why You Need an Integrated Solution?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section el_id=&#8221;blog-inner-layout&#8221;][vc_row overlay_dotted=&#8221;&#8221;][vc_column el_class=&#8221;blog_primary&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Investing in the stock market presents a lucrative opportunity for investors looking to accumulate wealth.<\/span><a href=\"https:\/\/www.torusdigital.com\/open-demat-account\"><span style=\"font-weight: 400;\"> Opening a Demat account<\/span><\/a><span style=\"font-weight: 400;\"> and trading account is the first step towards stock trading. If you are an aspiring investor, you need to understand <\/span><b>Demat vs trading vs savings accounts<\/b><span style=\"font-weight: 400;\"> in detail. These three accounts are essential for stock market transactions. You should also know about the 3-in-1 account that seamlessly integrates all three accounts, simplifying transactions and providing a hassle-free investing experience.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span><span style=\"font-weight: 400;\">Types of Accounts<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s understand in detail the three types of accounts: savings, Demat, and trading accounts.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Savings_Account\"><\/span><strong>Savings Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.torusdigital.com\/toruscope\/banking\/what-is-a-savings-account\/\"><b>savings account<\/b><\/a><span style=\"font-weight: 400;\"> is a deposit account offered by banks that allows individuals to securely store and manage their funds for short-term needs. It is an essential part of personal finance, providing liquidity, easy access, and low risk.<\/span><\/p>\n<h4><b><i>Key Features<\/i><\/b><i><span style=\"font-weight: 400;\">:<\/span><\/i><\/h4>\n<ul>\n<li style=\"font-weight: 400;\"><b>Earns Interest<\/b><span style=\"font-weight: 400;\">&#8211; Depending upon the type, a savings account offers competitive interest rates on the deposited amount.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Liquidity<\/b><span style=\"font-weight: 400;\"> &#8211; Funds can be accessed through ATM and online banking.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Funds Transfer and Payments<\/b><span style=\"font-weight: 400;\"> &#8211; Facilitates easy transfer of funds, UPI facilities, and bill payments.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Additional Benefits<\/b><span style=\"font-weight: 400;\">&#8211; Standing instructions for automatic fund transfer, preferential loan rates, and exclusive discounts.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Demat_Account\"><\/span><strong>Demat Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A Dematerialised account, or Demat account, is used to store securities like stocks, bonds, <\/span><a href=\"https:\/\/www.torusdigital.com\/mutual-funds\"><b>mutual funds<\/b><\/a><span style=\"font-weight: 400;\">, and ETFs in electronic or Dematerialised format. Investors do not need to hold shares in physical certificates. A Demat account functions like a bank account, as it allows both deposits and withdrawals. Your account is credited or debited based on the number of shares you bought or sold.<\/span><\/p>\n<h4><b><i>Key Features<\/i><\/b><i><span style=\"font-weight: 400;\">:<\/span><\/i><\/h4>\n<ul>\n<li style=\"font-weight: 400;\"><b>Dematerialised Format<\/b><span style=\"font-weight: 400;\">&#8211; Easy storage of stocks and securities in an electronic format.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Safety<\/b><span style=\"font-weight: 400;\"> &#8211; Safe electronic storage eliminates risks of theft, forgery, and loss of physical share certificates.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Mandatory Requirement<\/b><span style=\"font-weight: 400;\"> &#8211; SEBI has made it mandatory for investors to hold a Demat account for stock trading.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Ease of Trading<\/b><span style=\"font-weight: 400;\"> &#8211; Buying and selling of shares can be settled efficiently.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Trading_Account\"><\/span><strong>Trading Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A trading account is an online platform for buying and selling shares. It facilitates transactions, while the Demat account holds the purchased shares. Acting as an intermediary between a Demat and a savings account, it ensures seamless fund transfers for stock trading.<\/span><\/p>\n<h4><b><i>Key Features<\/i><\/b><i><span style=\"font-weight: 400;\">:<\/span><\/i><\/h4>\n<ul>\n<li style=\"font-weight: 400;\"><b>Trade Execution<\/b><span style=\"font-weight: 400;\">&#8211; Processes buying and selling of stocks and derivatives.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Market Information<\/b><span style=\"font-weight: 400;\">&#8211; Provides real-time market data including stock price and charts.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u00a0Margin Trading<\/b><span style=\"font-weight: 400;\">&#8211; Some trading accounts allow investors to borrow funds for margin trading.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Account Management<\/b><span style=\"font-weight: 400;\">&#8211; Trading accounts allow access to statements, trade history, and various other relevant information.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Demat_vs_Trading_vs_Savings_Account\"><\/span><strong>Demat vs. Trading vs. Savings Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A common misunderstanding among new investors is that Demat and trading accounts are the same. However, they serve different purposes. The table below reflects the differences between Demat, trading, and savings accounts.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Features<\/b><\/td>\n<td><b>Demat Account<\/b><\/td>\n<td><b>Trading Account<\/b><\/td>\n<td><b>Savings Account<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Purpose<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Stores purchased securities electronically<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Facilitates buying and selling of stocks<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Securely stores funds- and earns interest<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Function<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Acts as a platform to view a portfolio of shares<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A platform for executing trades<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Provides liquidity and fund transfers<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Regulatory Requirements<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Mandatory for holding stocks and securities<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mandatory for executing stock market transactions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mandatory for financial transactions and managing funds<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"A_3-in-1_Account_Why_You_Need_an_Integrated_Solution\"><\/span><span style=\"font-weight: 400;\">A 3-in-1 Account: Why You Need an Integrated Solution?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A <\/span><b>3-in-1 account<\/b><span style=\"font-weight: 400;\"> seamlessly integrates a <\/span><b>Demat account, trading account, and savings account<\/b><span style=\"font-weight: 400;\"> under one platform. It enables hassle-free stock trading in the following ways:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Ease_of_Fund_Transfers\"><\/span><span style=\"font-weight: 400;\">1. Ease of Fund Transfers<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">An integrated system allows instant fund transfers from your savings account to your trading account for buying stock. Similarly, the proceeds from the sale of shares are credited back to your savings account without any hassle.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Ease_of_Investment\"><\/span><span style=\"font-weight: 400;\">2. Ease of Investment<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You can invest in stocks, bonds, mutual funds, and <\/span><a href=\"https:\/\/www.torusdigital.com\/ipo\"><b>IPOs <\/b><\/a><span style=\"font-weight: 400;\">easily with all three accounts linked. The trading account executes the transaction, the Demat account holds the securities, and the savings account manages the inflow and outflow of cash.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Ease_of_Trade_Settlements\"><\/span><span style=\"font-weight: 400;\">3. Ease of Trade Settlements<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">An integrated account enables quick settlements, reducing the chances of payment failures or transaction delays. You can get an instant payout with a 3-in-1 system without having to wait for a T+1 or T+2 settlement cycle.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Ease_of_Managing_Portfolio\"><\/span><span style=\"font-weight: 400;\">4. Ease of Managing Portfolio<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Tracking holdings and booking losses and gains become easier with an integrated system. This enables better financial planning and decision-making.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Gain_Research_Insights\"><\/span><span style=\"font-weight: 400;\">5. Gain Research Insights<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You can get access to shares and stock recommendations from the in-house research team of the financial institution or brokerage offering the account<\/span> <span style=\"font-weight: 400;\">for better investment decision-making.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Affordable_Brokerage\"><\/span><span style=\"font-weight: 400;\">6. Affordable Brokerage<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Competitive <\/span><a href=\"https:\/\/www.torusdigital.com\/brokerage-charges\"><b>brokerage rates<\/b><\/a><span style=\"font-weight: 400;\"> are offered when you go for a 3-in-1 integrated system, making investing profitable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alt Text: A laptop screen showing share prices<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Open_an_Integrated_Trading_Demat_and_Savings_Account\"><\/span><span style=\"font-weight: 400;\">How to Open an Integrated Trading, Demat, and Savings Account?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Most Indian banks will offer a 3-in-1 account that links a Demat, trading, and savings account for hassle-free investing. Here\u2019s how you can open one:<\/span><\/p>\n<p><b>Step 1<\/b><span style=\"font-weight: 400;\">: Select a trusted bank in your region that offers 3-in-1 integration, <a class=\"wpil_keyword_link\" title=\"What Is Online Trading? \u2013 A Comprehensive Guide\" href=\"https:\/\/www.torusdigital.com\/toruscope\/online-trading\/what-is-online-trading\/\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"357\">online trading<\/a> platforms, and the best in-house research team.<\/span><\/p>\n<p><b>Step 2<\/b><span style=\"font-weight: 400;\">: Complete the Know Your Customer (KYC) verification by submitting your PAN, Adhaar, and bank account proof.<\/span><\/p>\n<p><b>Step 3<\/b><span style=\"font-weight: 400;\">: \u00a0Link your savings account to your trading and Demat accounts for smooth fund transfer.<\/span><\/p>\n<p><b>Step 4<\/b><span style=\"font-weight: 400;\">: Set up your online trading credentials by creating an online login and start investing.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When entering the stock market, it&#8217;s essential to understand the differences between <\/span><b>Demat vs. trading vs. savings accounts.<\/b><span style=\"font-weight: 400;\"> Understanding the differences ensures seamless transactions, informed decision-making, and effective risk management. You can also choose a 3-in-1 integrated account for the effortless management of banking, trading, and portfolio monitoring under one platform. This makes trading a simple and hassle-free experience for investors.\u00a0<\/span><\/p>\n<p>Ready to start your investment journey? Begin with Torus Digital! As a trusted SEBI-registered broker, we help you open a Demat account and support you every step of the way through our <a href=\"https:\/\/torusdigital.go.link\/8KTLF\"><strong>3 in 1 account app<\/strong><\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;share_rating&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h6>Rate this article<\/h6>\n<!-- FeedbackWP Plugin --><div  class=\"rmp-widgets-container rmp-wp-plugin rmp-main-container js-rmp-widgets-container js-rmp-widgets-container--4490 \"  data-post-id=\"4490\">    <!-- Rating widget -->  <div class=\"rmp-rating-widget js-rmp-rating-widget\">            <div class=\"rmp-rating-widget__icons\">      <ul class=\"rmp-rating-widget__icons-list js-rmp-rating-icons-list\">                  <li class=\"rmp-rating-widget__icons-list__icon js-rmp-rating-item\" data-descriptive-rating=\"Terrible!\" data-value=\"1\">              <i class=\"js-rmp-rating-icon rmp-icon rmp-icon--ratings rmp-icon--star rmp-icon--full-highlight\"><\/i>          <\/li>                  <li class=\"rmp-rating-widget__icons-list__icon js-rmp-rating-item\" data-descriptive-rating=\"Bad!\" data-value=\"2\">              <i class=\"js-rmp-rating-icon rmp-icon rmp-icon--ratings rmp-icon--star rmp-icon--full-highlight\"><\/i>          <\/li>                  <li class=\"rmp-rating-widget__icons-list__icon js-rmp-rating-item\" data-descriptive-rating=\"Okay!\" data-value=\"3\">              <i class=\"js-rmp-rating-icon rmp-icon rmp-icon--ratings rmp-icon--star rmp-icon--full-highlight\"><\/i>          <\/li>                  <li class=\"rmp-rating-widget__icons-list__icon js-rmp-rating-item\" data-descriptive-rating=\"Good!\" data-value=\"4\">              <i class=\"js-rmp-rating-icon rmp-icon rmp-icon--ratings rmp-icon--star rmp-icon--full-highlight\"><\/i>          <\/li>                  <li class=\"rmp-rating-widget__icons-list__icon js-rmp-rating-item\" data-descriptive-rating=\"Great!\" data-value=\"5\">              <i class=\"js-rmp-rating-icon rmp-icon rmp-icon--ratings rmp-icon--star rmp-icon--full-highlight\"><\/i>          <\/li>              <\/ul>    <\/div>    <p class=\"rmp-rating-widget__hover-text js-rmp-hover-text\"><\/p>    <button class=\"rmp-rating-widget__submit-btn rmp-btn js-submit-rating-btn\">      Submit Rating    <\/button>    <p class=\"rmp-rating-widget__results js-rmp-results \">       <span class=\"rmp-rating-widget__results__rating js-rmp-avg-rating\">5<\/span> \/ 5.  <span class=\"rmp-rating-widget__results__votes js-rmp-vote-count\">1<\/span>    <\/p>    <p class=\"rmp-rating-widget__not-rated js-rmp-not-rated rmp-rating-widget__not-rated--hidden\">          <\/p>    <p class=\"rmp-rating-widget__msg js-rmp-msg\"><\/p>  <\/div>  <!--Structured data -->        <\/div>\n<div id=\"emoji-overlay\">\n<div id=\"overlay-emoji\"><\/div>\n<div id=\"overlay-description\" class=\"emoji-text\"><\/div>\n<\/div>\n<div id=\"rating-popup\">\n<p><span id=\"popup-close\">\u00d7<\/span><\/p>\n<div class=\"popup_message\">\n<div id=\"popup-emoji\"><\/div>\n<div class=\"popup_innermsg\">\n<h5>Thank You for Rating Our Article!<\/h5>\n<p>Your feedback is incredibly valuable to us, and we&#8217;re thrilled to hear your thoughts.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h6>Share this article<\/h6>\n<div class=\"cscra-social square cscra-socials-679c8a1122c00\">\n        <a href=\"\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2F3-in-1%2Fdemat-vs-trading-vs-savings-accounts%2F&t=Demat+vs.+Trading+vs.+Savings+Account%3A+Why+You+Need+an+Integrated+Solution%3F\" class=\"facebook\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Facebook\" target=\"_blank\"><i class=\"fa fa-facebook\"><\/i><\/a>\n        <a href=\"\/\/twitter.com\/intent\/tweet?text=Demat+vs.+Trading+vs.+Savings+Account%3A+Why+You+Need+an+Integrated+Solution%3F&url=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2F3-in-1%2Fdemat-vs-trading-vs-savings-accounts%2F\" class=\"twitter\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Twitter\" target=\"_blank\"><i class=\"fa-brands fa-x-twitter\"><\/i><\/a>\n        <a href=\"https:\/\/api.whatsapp.com\/send?text=Demat+vs.+Trading+vs.+Savings+Account%3A+Why+You+Need+an+Integrated+Solution%3F - https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2F3-in-1%2Fdemat-vs-trading-vs-savings-accounts%2F\" class=\"whatsapp\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On WhatsApp\" target=\"_blank\"><i class=\"fa fa-whatsapp\"><\/i><\/a>\n        <a href=\"\/\/www.linkedin.com\/shareArticle?mini=true&url=https%3A%2F%2Fwww.torusdigital.com%2Ftoruscope%2F3-in-1%2Fdemat-vs-trading-vs-savings-accounts%2F&title=Demat+vs.+Trading+vs.+Savings+Account%3A+Why+You+Need+an+Integrated+Solution%3F\" class=\"linkedin\" data-toggle=\"tooltip\" data-placement=\"top\" title=\"Share On Linkedin\" target=\"_blank\"><i class=\"fa fa-linkedin\"><\/i><\/a>\n    <\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;faq_blog&#8221;][vc_column_inner][vc_custom_heading text=&#8221;Frequently Asked Questions&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23001316&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_tta_accordion active_section=&#8221;1&#8243; el_id=&#8221;faq&#8221;][vc_tta_section title=&#8221;What is the difference between Demat, trading, and savings accounts?&#8221; tab_id=&#8221;1741079230451-13e329ac-9da6&#8243;][vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">A Demat account is used for maintaining records of your stock portfolio.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A trading account is used for executing buy and sell orders of stocks.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A savings account is used for depositing and storing funds in a bank.<\/span>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Can I use a savings account for stock trading?&#8221; tab_id=&#8221;1741079230472-791d4a2a-0c22&#8243;][vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">No, a savings account cannot be used directly for stock trading. However, in an integrated system, funds from a savings account can be transferred to a trading account for stock transactions.<\/span>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Why do I need both a Demat and trading account?&#8221; tab_id=&#8221;1743190878073-d3df1fa4-9993&#8243;][vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">A Demat and trading account cannot function individually. Both are needed together for storing and trading stocks.<\/span>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How does a 3-in-1 account simplify investing?&#8221; tab_id=&#8221;1743192545662-2f8bb490-de5c&#8221;][vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">A 3-in-1 account allows you to manage banking, investment, and trading under a single platform, ensuring better portfolio management.<\/span>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"[vc_section el_id=&#8221;blog-inner-layout&#8221;][vc_row overlay_dotted=&#8221;&#8221;][vc_column el_class=&#8221;blog_primary&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]Investing in the stock market presents a lucrative opportunity for investors looking to accumulate wealth. Opening a Demat account and trading account is the first step towards stock trading. If you are an aspiring investor, you need to understand Demat vs trading vs savings accounts in detail. These three accounts are","protected":false},"author":1,"featured_media":10444,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[170],"tags":[],"class_list":["post-4490","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3-in-1"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Demat vs Trading vs Saving Accounts: Which One Do You Need?<\/title>\n<meta name=\"description\" content=\"What\u2019s the difference between Demat, Trading, and Savings accounts? 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