{"id":15655,"date":"2025-12-02T16:26:35","date_gmt":"2025-12-02T10:56:35","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=15655"},"modified":"2025-12-02T16:37:36","modified_gmt":"2025-12-02T11:07:36","slug":"union-consumption-fund-nfo-opens-for-subscription","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/news\/union-consumption-fund-nfo-opens-for-subscription\/","title":{"rendered":"Union Consumption Fund NFO: A Thematic Play on India\u2019s Consumption Growth"},"content":{"rendered":"

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Union Mutual Fund<\/a> has launched a new thematic scheme \u2014 Union Consumption Fund, now open for subscription from 1st December to 15th December 2025. This fund focuses on businesses expected to benefit from India\u2019s rising consumer demand, evolving lifestyle trends, and long-term consumption-driven growth. The scheme carries a very high risk label and aims to tap opportunities across consumption and allied sectors.<\/p>\n

<\/span>Key NFO Details<\/strong><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Detail<\/strong><\/td>\nInformation<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Fund Name<\/strong><\/td>\nUnion Consumption Fund<\/td>\n<\/tr>\n
NFO Period<\/strong><\/td>\n01 Dec 2025 to 15 Dec 2025<\/td>\n<\/tr>\n
Allotment Date<\/strong><\/td>\n22 Dec 2025<\/td>\n<\/tr>\n
Category<\/strong><\/td>\nEquity \u2013 Thematic Consumption<\/td>\n<\/tr>\n
Risk Level<\/strong><\/td>\nVery High<\/td>\n<\/tr>\n
Fund Type<\/strong><\/td>\nOpen-ended<\/td>\n<\/tr>\n
Benchmark<\/strong><\/td>\nNot specified<\/td>\n<\/tr>\n
Minimum Investment<\/strong><\/td>\n\u20b910,000 (lumpsum), \u20b93,000 (SIP)<\/td>\n<\/tr>\n
Exit Load<\/strong><\/td>\nExit load of 1%, if redeemed within 1 Year<\/td>\n<\/tr>\n
Short-term capital gains (STCG)<\/strong><\/td>\nReturns are taxed at 20% if you redeem before 1 year<\/td>\n<\/tr>\n
Long-term capital gains (LTCG)<\/strong><\/td>\nAfter 1 year, returns above \u20b91.25 lakh in a financial year are taxed at 12.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Investment Objective<\/strong><\/span><\/h3>\n

The scheme aims to generate long-term capital appreciation by investing in companies operating in consumption-driven sectors or allied areas. These businesses are positioned to benefit from:
\n\u2022 Changing consumer aspirations
\n\u2022 Rising lifestyle-oriented spending
\n\u2022 Expansion in consumption-led demand across the economy<\/p>\n

<\/span>How Does This Compare with the Category?<\/strong><\/span><\/h3>\n\n\n\n\n\n\n\n\n\n\n\n
Time Period<\/strong><\/td>\nCategory Avg. Returns (CAGR)<\/strong><\/td>\n<\/tr>\n<\/thead>\n
1 Year<\/td>\n8.47%<\/td>\n<\/tr>\n
2 Years<\/td>\n7.36%<\/td>\n<\/tr>\n
3 Years<\/td>\n13.01%<\/td>\n<\/tr>\n
4 Years<\/td>\n13.87%<\/td>\n<\/tr>\n
5 Years<\/td>\n14.22%<\/td>\n<\/tr>\n
7 Years<\/td>\n15.42%<\/td>\n<\/tr>\n
10 Years<\/td>\n14.13%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

These averages reflect the performance trend of consumption-themed funds in the market.<\/p>\n

<\/span>Top Performing Funds in This Category<\/strong><\/span><\/h3>\n\n\n\n\n\n\n\n
Fund Name<\/strong><\/td>\nFund Size<\/strong><\/td>\nReturns<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Nippon India Consumption Fund<\/a><\/td>\n\u20b92,801 Cr<\/td>\n20% p.a. (5Y)<\/td>\n<\/tr>\n
ICICI Prudential Bharat Consumption Fund<\/a><\/td>\n\u20b93,273 Cr<\/td>\n18% p.a. (5Y)<\/td>\n<\/tr>\n
Tata India Consumer Fund<\/a><\/td>\n\u20b92,660 Cr<\/td>\n18% p.a. (5Y)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

These funds highlight how established players in this theme have performed historically.<\/p>\n

<\/span>Should You Invest in This NFO?<\/strong><\/span><\/h3>\n

You might consider this NFO if:
\n\u2022 You want targeted exposure to India\u2019s consumption story.
\n\u2022 You believe in long-term structural demand growth across consumer-focused sectors.
\n\u2022 You can handle very high risk, given the thematic and concentrated nature of the fund.<\/p>\n

Since NFOs do not have a performance track record, suitability depends on your risk appetite and conviction in the theme.<\/p>\n

<\/span>About Union Mutual Fund<\/strong><\/span><\/h2>\n

Union Mutual Fund manages \u20b923,799 Cr AUM (as of Sept 30, 2025) across 29 schemes.<\/p>\n

<\/span>Fund Managers<\/strong><\/span><\/h3>\n