{"id":15622,"date":"2025-11-28T16:55:48","date_gmt":"2025-11-28T11:25:48","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=15622"},"modified":"2025-11-28T16:55:48","modified_gmt":"2025-11-28T11:25:48","slug":"all-about-block-funds-facility","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/3-in-1\/all-about-block-funds-facility\/","title":{"rendered":"All About Torus Digital&#8217;s Block Funds Facility"},"content":{"rendered":"<p>Managing funds efficiently is crucial in trading, and that\u2019s where Torus Digital\u2019s Block Funds Facility comes in. This feature allows traders to block funds in their <a href=\"https:\/\/www.torusdigital.com\/accounts\/savings-account\">savings account<\/a> for direct trading without the need to transfer money. It ensures flexibility, security, and uninterrupted interest earnings. Let\u2019s explore what this facility is and how it benefits traders.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_Block_Funds_Facility\"><\/span><strong>What is the Block Funds Facility?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Block Funds Facility<\/strong> allows traders to temporarily <strong>block funds<\/strong> in their bank accounts for trading purposes while continuing to earn interest. This is achieved through a <strong>lien in banking<\/strong>, where a specific amount is reserved but remains in the account. Users can <strong>unlien (unblock)<\/strong> these funds when needed, ensuring accessibility.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_it_Works\"><\/span><strong>How it Works:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>Blocking Funds (Lien):<\/strong> Users set aside a portion of their account balance for trading.<\/li>\n<li><strong>Unblocking Funds (Unlien):<\/strong> When trading is complete, the funds can be released back to the available balance.<\/li>\n<li><strong>Margin Use:<\/strong> The <strong>lien amount in a bank<\/strong> can be used as trading margin without transferring money.<\/li>\n<\/ul>\n<p>This facility enhances financial flexibility, providing a seamless trading experience while keeping funds secure.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Block_Funds_Facility_Benefits_Traders\"><\/span><strong>How Block Funds Facility Benefits Traders?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here\u2019s how the Block Funds Facility simplifies trading:<\/p>\n<ul>\n<li><strong>Block Funds<\/strong>: Keep funds in your savings account and trade directly\u2014no need for constant transfers.<\/li>\n<li><strong>Earn Interest<\/strong>: Continue earning interest on your savings account balance, including the blocked amount for trading.<\/li>\n<li><strong>Direct Payouts<\/strong>: Receive seamless payouts to your bank account within T+1 business days.<\/li>\n<li><strong>24\/7 Access<\/strong>: Add, withdraw, and block\/unblock funds anytime, 365 days a year.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Use_the_Block_Funds_Facility\"><\/span>How to Use the Block Funds Facility?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"To_block_funds_follow_these_steps\"><\/span><strong>To block funds, follow these steps:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li>Log in to your <a href=\"https:\/\/www.torusdigital.com\/open-3-in-1-account\">Torus Digital 3-in-1 account<\/a>.<\/li>\n<li>Go to Stocks.<\/li>\n<li>Open the Funds<\/li>\n<li>Click Add Funds.<\/li>\n<li>Select Block funds via SSFB.<\/li>\n<\/ol>\n<h3><span class=\"ez-toc-section\" id=\"To_unblock_funds\"><\/span><strong>To unblock funds:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li>Log in to your Torus Digital 3-in-1 account.<\/li>\n<li>Go to Stocks.<\/li>\n<li>Open the Funds<\/li>\n<li>Click Withdraw Funds.<\/li>\n<li>Confirm the withdrawal.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Why_Choose_Torus_Digital_3-in-1_Account\"><\/span><strong>Why Choose Torus Digital 3-in-1 Account?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With Torus Digital\u2019s <strong>3-in-1 Savings and Investment Account<\/strong>, you get everything you need to manage your savings, <a href=\"https:\/\/www.torusdigital.com\/open-trading-account\">trading<\/a>, and <a href=\"https:\/\/www.torusdigital.com\/open-demat-account\">demat<\/a> in one seamless platform. Here\u2019s what makes it the perfect choice:<\/p>\n<ul>\n<li><strong>Higher Interest Rates:<\/strong> Earn up to <strong>7.75% p.a.<\/strong> on your savings.<\/li>\n<li><strong>Flat Trading Fees:<\/strong> Trade at just <strong>\u20b911 per trade<\/strong>.<\/li>\n<li><strong>Zero AMC for Life:<\/strong> Enjoy <strong>\u20b90 AMC<\/strong> charges for a lifetime.<\/li>\n<li><strong>Block Funds Facility<\/strong><strong>: Experience <\/strong>the flexibility to trade efficiently while still earning interest on your funds\u2014without the hassle of constant transfers.<\/li>\n<li><strong>Invest Your Interest:<\/strong> Earn up to 15% p.a. extra by reinvesting your savings interest in selected <a href=\"https:\/\/www.torusdigital.com\/etf\">ETFs<\/a>.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Block Funds Facility offers traders a seamless, secure, and interest generating solution for managing their funds. Whether you\u2019re looking for a flexible trading margin or a hassle-free way to keep your funds secure while earning interest, Torus Digital provides the perfect solution.<\/p>\n<p>Sign up today and experience the convenience of a 3-in-1 Savings and Investment Account.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Block_Funds_Facility-2\"><\/span><strong> What is the Block Funds Facility?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Torus Digital\u2019s Block Funds Facility lets traders block funds in their Savings account for direct trading without transferring money.<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_withdraw_blocked_funds_anytime\"><\/span><strong> Can I withdraw blocked funds anytime?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can unblock your funds anytime.<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_earn_interest_on_blocked_funds\"><\/span><strong> Do I earn interest on blocked funds?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you\u2019ll continue earning interest on your entire Savings account balance, including the blocked amount for trading.<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_any_charge_for_using_the_Block_Funds_Facility\"><\/span><strong> Is there any charge for using the Block Funds Facility?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, there are no additional fees for blocking or unblocking funds.<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"How_does_blocked_funds_work_as_a_trading_margin\"><\/span><strong> How does blocked funds work as a trading margin?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The blocked funds act as a margin, allowing you to trade without transferring money to a separate account.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"Managing funds efficiently is crucial in trading, and that\u2019s where Torus Digital\u2019s Block Funds Facility comes in. This feature allows traders to block funds in their savings account for direct trading without the need to transfer money. It ensures flexibility, security, and uninterrupted interest earnings. Let\u2019s explore what this facility is and how it benefits","protected":false},"author":1,"featured_media":5813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[170],"tags":[],"class_list":["post-15622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3-in-1"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Block Funds Facility: Trade Seamlessly with Torus Digital<\/title>\n<meta name=\"description\" content=\"Torus Digital\u2019s Block Funds Facility lets you trade directly from your Savings account without transferring funds, ensuring flexibility, security, and continued interest earnings.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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