{"id":15022,"date":"2025-10-28T19:06:00","date_gmt":"2025-10-28T13:36:00","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=15022"},"modified":"2025-10-28T19:36:43","modified_gmt":"2025-10-28T14:06:43","slug":"tata-capital-q2-fy26-results-profit-rises-2-yoy-revenue-grows-8-in-first-post-listing-quarter","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/quarterly-results\/tata-capital-q2-fy26-results-profit-rises-2-yoy-revenue-grows-8-in-first-post-listing-quarter\/","title":{"rendered":"Tata Capital Q2 FY26 Results: Profit Rises 2% YoY, Revenue Grows 8% in First Post-Listing Quarter"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]<\/p>\n

Tata Capital Ltd<\/a> has announced its financial results for the second quarter of FY26 on October 28, 2025, marking its first quarterly report since listing earlier this month. The Tata Group\u2019s financial services arm posted a consolidated net profit of \u20b91,097 crore for the July\u2013September quarter, registering a 2% year-on-year (YoY) increase from \u20b91,076 crore in the same period last year and an 11% sequential rise from \u20b9990 crore in Q1 FY26.<\/p>\n

Revenue from operations rose 8% YoY to \u20b97,737.18 crore compared with \u20b97,184.78 crore a year ago, while total income grew 4% sequentially to \u20b93,774 crore. This performance reflects broad-based growth across business segments, supported by resilient credit quality and ongoing digital initiatives.<\/p>\n

<\/span>AUM and Operational Performance<\/strong><\/span><\/h2>\n

As of September 30, 2025, Tata Capital\u2019s assets under management (AUM) stood at \u20b92,43,896 crore, marking a 2.7% sequential increase from the previous quarter\u2019s \u20b92,37,508 crore. The company reported that its retail and SME portfolios together account for nearly 88% of the total gross loan book, while retail unsecured loans comprise 11.6%.<\/p>\n

Gross and net non-performing asset (NPA) ratios remained stable at 1.6% and 0.6%, respectively, consistent with Q1 FY26 levels. Tata Capital noted that asset quality within the unsecured retail loan segment has begun showing improving trends, aided by stronger collection mechanisms, especially in the motor finance division.<\/p>\n

Operating expenses rose 10% YoY to \u20b96,246.15 crore, and the net profit margin for the quarter stood at 14.18%, compared with 14.97% in the same period last year. The company had a total employee strength of 29,992 as of September-end.<\/p>\n


\n\"\"
\n<\/a><\/p>\n