{"id":14761,"date":"2025-10-14T17:13:04","date_gmt":"2025-10-14T11:43:04","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=14761"},"modified":"2025-10-17T12:48:35","modified_gmt":"2025-10-17T07:18:35","slug":"bank-of-maharashtra-q2-results-2026-latest-bank-of-maharashtra-quarterly-results-financial-highlights","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/quarterly-results\/bank-of-maharashtra-q2-results-2026-latest-bank-of-maharashtra-quarterly-results-financial-highlights\/","title":{"rendered":"Bank of Maharashtra Q2 FY26 Results: Profit Surges 23% YoY, Total Income Grows 17%"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]Bank of Maharashtra<\/a> has reported a strong performance for the second quarter of the financial year 2025\u201326 on October 14, 2025, showcasing consistent growth in profitability and operational efficiency. The public sector lender\u2019s standalone net profit rose 23.09% year-on-year to \u20b91,633.14 crore, supported by a healthy increase in income and improved asset quality.<\/p>\n

<\/span>Robust Growth in Income and Profitability<\/strong><\/span><\/h2>\n

The bank\u2019s total income grew 17.1% to \u20b97,973.61 crore in Q2 FY26 compared to \u20b96,807.99 crore in the same quarter last year. Profit before tax (PBT) rose sharply by 31.78% to \u20b91,818.38 crore, reflecting strong operational performance.<\/p>\n

Net interest income (NII), a key indicator of a bank\u2019s core lending operations, increased 15.71% to \u20b92,807 crore during the quarter ended 30 September 2025. The net interest margin (NIM) remained healthy at 3.85%, highlighting the bank\u2019s effective management of interest spreads.<\/p>\n

Operating profit for the quarter stood at \u20b92,574 crore, registering a 16.91% year-on-year growth, supported by efficient cost control and improved treasury performance.<\/p>\n

<\/span>Decline in Provisions and Continued Asset Quality Improvement<\/strong><\/span><\/h2>\n

Provisions and contingencies (excluding taxes) declined 8.06% year-on-year to \u20b9755.87 crore, compared with \u20b9822.12 crore in the corresponding quarter of the previous year. This reduction in provisioning reflects the bank\u2019s stronger balance sheet and improved asset quality metrics.<\/p>\n

The gross non-performing asset (NPA) ratio improved to 1.72% as of 30 September 2025, compared with 1.84% a year earlier and 1.74% as of 31 March 2025. Similarly, the net NPA stood at 0.18%, down from 0.20% in September 2024. The provision coverage ratio (PCR) remained strong at 98.34%, demonstrating the bank\u2019s prudent risk management and robust provisioning levels.<\/p>\n

<\/span>Steady Growth in Advances and Deposits<\/strong><\/span><\/h2>\n

The bank continued to expand its lending and deposit base during the quarter. Gross advances grew 15.34% year-on-year to \u20b92,41,097 crore in Q2 FY26, compared with \u20b92,09,031 crore in the same quarter last year. Deposits also rose 14.07% to \u20b92,67,416 crore, indicating steady customer confidence and deposit mobilisation across segments.<\/p>\n


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