{"id":12255,"date":"2025-07-29T18:24:24","date_gmt":"2025-07-29T12:54:24","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=12255"},"modified":"2025-11-19T15:21:18","modified_gmt":"2025-11-19T09:51:18","slug":"bajaj-finserv-equity-savings-fund-nfo","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/news\/bajaj-finserv-equity-savings-fund-nfo\/","title":{"rendered":"Bajaj Finserv Equity Savings Fund NFO: A Balanced Investment Approach for 2025"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]Bajaj Finserv Mutual Fund<\/span><\/a> has launched a new hybrid scheme \u2014 Bajaj Finserv Equity Savings Fund, now open for subscription from 28th July to 11th August 2025. With a moderate risk profile and a balanced allocation strategy, this NFO aims to generate capital appreciation and income by investing in equity, arbitrage opportunities, and fixed income instruments.<\/span>\u00a0<\/span><\/p>\n

<\/span>Key NFO Details<\/span><\/b>\u00a0<\/span><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Details<\/span><\/b>\u00a0<\/span><\/td>\nInformation<\/span><\/b>\u00a0<\/span><\/td>\n<\/tr>\n
Fund Name<\/span><\/b>\u00a0<\/span><\/td>\nBajaj Finserv Equity Savings Fund (Direct \u2013 Growth)<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
NFO Period<\/span><\/b>\u00a0<\/span><\/td>\n28 July 2025 to 11 August 2025<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Allotment Date<\/span><\/b>\u00a0<\/span><\/td>\n19 August 2025<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Category<\/span><\/b>\u00a0<\/span><\/td>\nHybrid \u2013 Equity Savings<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Risk Level<\/span><\/b>\u00a0<\/span><\/td>\nModerate<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Fund Type<\/span><\/b>\u00a0<\/span><\/td>\nOpen-ended<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Benchmark<\/span><\/b>\u00a0<\/span><\/td>\nNIFTY Equity Savings TRI<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Minimum Investment<\/span><\/b>\u00a0<\/span><\/td>\n\u20b91,000 (lumpsum), \u20b9500 (SIP)<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Exit Load<\/span><\/b>\u00a0<\/span><\/td>\nExit load of 0.25%, if redeemed within 7 days<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Short-term capital gains (STCG)<\/span><\/b>\u00a0<\/span><\/td>\nReturns taxed at 20% if you redeem before 1 year<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Long-term capital gains (LTCG)<\/span><\/b>\u00a0<\/span><\/td>\nAfter 1 year, returns above \u20b91.25 lakh in a financial year are taxed at 12.5%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\"\"<\/a><\/h2>\n

<\/span>Investment Objective<\/span><\/b><\/span><\/h2>\n

The scheme seeks to generate capital appreciation and income by investing in equity and equity-related instruments, arbitrage opportunities, and fixed income instruments (including debt, government securities, and money market instruments).<\/span>\u00a0<\/span><\/p>\n

<\/span>How Does This Compare with the Category?<\/span><\/b>\u00a0<\/span><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n
Time Period<\/span><\/b>\u00a0<\/span><\/td>\nCategory Avg. Returns (CAGR)<\/span><\/b>\u00a0<\/span><\/td>\n<\/tr>\n
1 Year<\/span>\u00a0<\/span><\/td>\n6.73%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
3 Years<\/span>\u00a0<\/span><\/td>\n9.96%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
5 Years<\/span>\u00a0<\/span><\/td>\n9.70%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
7 Years<\/span>\u00a0<\/span><\/td>\n9.63%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
10 Years<\/span>\u00a0<\/span><\/td>\n9.05%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
15 Years<\/span>\u00a0<\/span><\/td>\n8.75%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n
Since Inception<\/span>\u00a0<\/span><\/td>\n8.39%<\/span>\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Should You Invest in This NFO?<\/span><\/b><\/span><\/h2>\n

Investing in an NFO makes sense if:<\/span>
\n\u2022 You want moderate-risk exposure with a mix of equity, arbitrage, and debt instruments.<\/span>
\n\u2022 You are looking for balanced income and growth potential.<\/span>
\n\u2022 You believe in Bajaj Finserv Mutual Fund\u2019s fund management expertise.<\/span>\u00a0<\/span><\/p>\n

However, NFOs lack past performance records, so they are best suited for investors comfortable with the associated risks.<\/span><\/p>\n

Also Read:<\/strong><\/p>\n