{"id":12177,"date":"2025-07-28T19:20:54","date_gmt":"2025-07-28T13:50:54","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=12177"},"modified":"2025-07-29T10:43:18","modified_gmt":"2025-07-29T05:13:18","slug":"idfc-first-bank-ltd-q1-results-2026","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/quarterly-results\/idfc-first-bank-ltd-q1-results-2026\/","title":{"rendered":"IDFC First Bank Ltd Q1 Results Highlights: Net Profit Declines 32%, NII Rises 5.1%"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]IDFC First Bank Ltd [NSE: IDFCFIRSTB] has released its Q1 FY26 results, showing a mixed performance with a decline in profitability but growth in core income. Investors can track the IDFC First Bank Ltd share price<\/a> to stay updated on its market performance. Being a key player in India\u2019s banking industry, the stock remains an important part of banking sector<\/a> stocks for investors.<\/p>\n

For Q1 FY26, the bank reported a 32% year-on-year decline in net profit to \u20b9463 crore, compared to \u20b9681 crore in the same period last year. However, the net interest income (NII) rose 5.1% YoY to \u20b94,933 crore, up from \u20b94,695 crore in Q1 FY25. On a sequential basis, net profit increased by 52.1%.<\/p>\n

<\/span>Key Financial Results for IDFC First Bank Ltd Q1 FY26:<\/strong><\/span><\/h2>\n\n\n\n\n\n\n\n
Particulars<\/strong><\/td>\nQ1 FY26<\/strong><\/td>\nQ4 FY25<\/strong><\/td>\nQ1 FY25<\/strong><\/td>\nYoY Growth (%)<\/strong><\/td>\nQoQ Growth (%)<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Total Income (Cr)<\/td>\n11,868.9<\/td>\n11,308.4<\/td>\n10,407.8<\/td>\n14.0<\/td>\n5.0<\/td>\n<\/tr>\n
Net Profit (Cr)<\/td>\n463.0<\/td>\n304.1<\/td>\n681.0<\/td>\n-32.0<\/td>\n52.1<\/td>\n<\/tr>\n
Basic EPS (\u20b9)<\/td>\n0.63<\/td>\n0.42<\/td>\n0.96<\/td>\n-34.4<\/td>\n50.0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Important Updates from IDFC First Bank Ltd\u2019s Latest Financial Results<\/strong><\/span><\/h2>\n

<\/span>Profitability Decline<\/strong><\/span><\/h3>\n

The bank\u2019s profit after tax dropped 32% YoY to \u20b9463 crore, even though it grew 52.1% sequentially compared to Q4 FY25.<\/p>\n

<\/span>Growth in NII<\/strong><\/span><\/h3>\n

Net interest income rose 5.1% YoY to \u20b94,933 crore, up from \u20b94,695 crore in the same quarter last year.<\/p>\n

<\/span>Deposit Growth<\/strong><\/span><\/h3>\n

Customer deposits grew 25.5% YoY to \u20b92,56,799 crore. Retail deposits increased 24.5% YoY to \u20b92,04,222 crore, while CASA deposits surged 30.2% YoY to \u20b91,27,158 crore, improving the CASA ratio to 48% from 46.6% last year.<\/p>\n

<\/span>Loan Book Expansion<\/strong><\/span><\/h3>\n

Loans and advances rose 21% YoY to \u20b92,53,233 crore, driven largely by mortgage loans, vehicle loans, business banking, MSME loans, and wholesale loans.<\/p>\n

<\/span>Asset Quality Update<\/strong><\/span><\/h3>\n

Gross NPA increased slightly to 1.97% from 1.87% in the previous quarter, while Net NPA stood at 0.55%, compared to 0.53% in March 2025.<\/p>\n

<\/span>Looking Ahead<\/strong><\/span><\/h2>\n

IDFC First Bank Ltd remains focused on balancing growth with asset quality while addressing challenges in the microfinance segment. The bank expects improvement in margins in H2 FY26 as term deposits reprice downwards.<\/p>\n

To stay updated with daily financial results<\/a>, market insights, and developments, make sure to follow Torus Digital![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=”share_rating”][vc_column_inner width=”1\/2″][vc_column_text css=””]<\/p>\n

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