{"id":12150,"date":"2025-07-28T15:52:55","date_gmt":"2025-07-28T10:22:55","guid":{"rendered":"https:\/\/www.torusdigital.com\/toruscope\/?p=12150"},"modified":"2025-11-25T15:53:12","modified_gmt":"2025-11-25T10:23:12","slug":"laxmi-india-finance-ltd-ipo-opens","status":"publish","type":"post","link":"https:\/\/www.torusdigital.com\/toruscope\/news\/laxmi-india-finance-ltd-ipo-opens\/","title":{"rendered":"Laxmi India Finance Ltd. IPO Opens: Key Details Investors Shouldn\u2019t Miss"},"content":{"rendered":"

[vc_section el_id=”blog-inner-layout”][vc_row overlay_dotted=””][vc_column el_class=”blog_primary”][vc_row_inner][vc_column_inner][vc_column_text css=””]India\u2019s <\/span>financial services sector<\/span><\/a>, particularly the non-banking financial companies (NBFCs), is witnessing significant growth, driven by increasing demand for accessible credit across diverse segments, including micro, small, and medium enterprises (MSMEs) and vehicle financing. With a focus on financial inclusion and tailored lending solutions, companies in this space are well-positioned to capitalise on this expansion. In this evolving market, Laxmi India Finance Limited, a key player in providing secured financing to underserved and semi-urban populations, is launching its Initial Public Offering (IPO)<\/a> on July 29, 2025. The IPO offers investors an opportunity to engage with a company equipped to meet the rising demands of critical financial sectors.<\/span><\/p>\n

This article provides a comprehensive overview of the <\/span>Laxmi India Finance IPO<\/span><\/a> details, offering key insights for potential investors.<\/span><\/p>\n

<\/span>About Laxmi India Finance Ltd.<\/b><\/span><\/h2>\n

Incorporated in 1996 and headquartered in Jaipur, Rajasthan, Laxmi India Finance Limited (LIFC) is a non-deposit-taking Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The company specialises in providing secured financing solutions to underserved segments, particularly in semi-urban and rural regions across Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh, and Uttar Pradesh.<\/span><\/p>\n

LIFC’s core product portfolio includes MSME loans, vehicle financing, construction loans, and other tailored lending solutions. As of March 31, 2025, its Assets Under Management (AUM) stood at \u20b91,277.02 crore, with MSME loans comprising 76.34% and vehicle loans 16.12% of its total portfolio. The company boasts a growing customer base of over 35,500 active customers, with a significant share of first-time borrowers, highlighting its commitment to financial inclusion.<\/span><\/p>\n

Operating through a network of 158 branches, Laxmi India Finance leverages technology for loan origination, underwriting, collections, and customer service, maintaining a strong risk management framework. The company has a diversified funding base with access to 47 lenders, including public and private sector banks and other financial institutions.<\/span><\/p>\n

<\/span>Laxmi India Finance Ltd. IPO Details<\/b><\/span><\/h2>\n

The Laxmi India Finance IPO is a book-building issue aiming to raise \u20b9254.26 crore. The issue comprises a fresh issuance of 1.05 crore equity shares aggregating up to \u20b9165.17 crore and an Offer for Sale (OFS) of 0.56 crore shares aggregating up to \u20b989.09 crore by existing shareholders. The Laxmi India Finance IPO price band has been set between \u20b9150 and \u20b9158 per share, with a face value of \u20b95 per share.<\/span><\/p>\n

<\/span>Important IPO Timeline<\/b><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n
Event<\/b><\/td>\nDate<\/b><\/td>\n<\/tr>\n
IPO Open Date<\/b><\/td>\nTue, Jul 29, 2025<\/span><\/td>\n<\/tr>\n
IPO Close Date<\/b><\/td>\nThu, Jul 31, 2025<\/span><\/td>\n<\/tr>\n
Tentative Allotment<\/b><\/td>\nFri, Aug 1, 2025<\/span><\/td>\n<\/tr>\n
Initiation of Refunds<\/b><\/td>\nMon, Aug 4, 2025<\/span><\/td>\n<\/tr>\n
Credit of Shares to Demat<\/b><\/td>\nMon, Aug 4, 2025<\/span><\/td>\n<\/tr>\n
Tentative Listing Date<\/b><\/td>\nTue, Aug 5, 2025<\/span><\/td>\n<\/tr>\n
Cut-off Time for UPI Mandate Confirmation<\/b><\/td>\n \u00a0 \u00a0 5 PM on Jul 31, 2025<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Key IPO Details<\/b><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Event<\/b><\/td>\nDetails<\/b><\/td>\n<\/tr>\n
IPO Date<\/b><\/td>\nJuly 29, 2025 to July 31, 2025<\/span><\/td>\n<\/tr>\n
Listing Date<\/b><\/td>\n–<\/span><\/td>\n<\/tr>\n
Face Value<\/b><\/td>\n\u20b95 per share<\/span><\/td>\n<\/tr>\n
Issue Price Band<\/b><\/td>\n\u20b9150 to \u20b9158 per share<\/span><\/td>\n<\/tr>\n
Lot Size<\/b><\/td>\n94 Shares<\/span><\/td>\n<\/tr>\n
Sale Type<\/b><\/td>\nFresh Capital-cum-Offer for Sale<\/span><\/td>\n<\/tr>\n
Total Issue Size<\/b><\/td>\n1,60,92,195 shares (aggregating up to \u20b9254.26 Cr)<\/span><\/td>\n<\/tr>\n
Fresh Issue<\/b><\/td>\n1,04,53,575 shares (aggregating up to \u20b9165.17 Cr)<\/span><\/td>\n<\/tr>\n
Offer for Sale<\/b><\/td>\n56,38,620 shares (aggregating up to \u20b989.09 Cr)<\/span><\/td>\n<\/tr>\n
Issue Type<\/b><\/td>\nBookbuilding IPO<\/span><\/td>\n<\/tr>\n
Listing At<\/b><\/td>\nBSE, NSE<\/span><\/td>\n<\/tr>\n
Shareholding (Pre-Issue)<\/b><\/td>\n4,18,14,300 shares<\/span><\/td>\n<\/tr>\n
Shareholding (Post-Issue)<\/b><\/td>\n5,22,67,875 shares<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\"\"<\/a><\/h2>\n

<\/span>Lot Size of Laxmi India Finance IPO<\/b><\/span><\/h2>\n\n\n\n\n\n\n\n\n
Application<\/b><\/td>\nLots<\/b><\/td>\nShares<\/b><\/td>\nAmount<\/b><\/td>\n<\/tr>\n
Retail (Min)<\/b><\/td>\n1<\/span><\/td>\n94<\/span><\/td>\n\u20b914,852<\/span><\/td>\n<\/tr>\n
Retail (Max)<\/b><\/td>\n13<\/span><\/td>\n1,222<\/span><\/td>\n\u20b91,93,076<\/span><\/td>\n<\/tr>\n
S-HNI (Min)<\/b><\/td>\n14<\/span><\/td>\n1,316<\/span><\/td>\n\u20b92,07,928<\/span><\/td>\n<\/tr>\n
S-HNI (Max)<\/b><\/td>\n67<\/span><\/td>\n6,298<\/span><\/td>\n\u20b99,95,084<\/span><\/td>\n<\/tr>\n
B-HNI (Min)<\/b><\/td>\n68<\/span><\/td>\n6,392<\/span><\/td>\n\u20b910,09,936<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/span>Laxmi India Finance Ltd. Financials<\/b><\/span><\/h2>\n

Laxmi India Finance Limited<\/a> has demonstrated strong financial performance. The company\u2019s total income increased from \u20b9130.68 crore in FY23 to \u20b9248.04 crore in FY25. Concurrently, the Profit After Tax (PAT) has shown significant growth, rising from \u20b916.03 crore in FY23 to \u20b936.00 crore in FY25.\u00a0<\/span><\/p>\n

<\/span>Key Performance Indicators (as of Mar 31, 2025)<\/b><\/span><\/h3>\n